The real estate sector is in a state of worry. With allegations against many companies as well as banks in the housing finance scam, banks are in a dubious situation whether to roll over loans to these firms or not.

Rolling over of loans refers to the scheme whereby corporates are allowed to reset their loans along with an altogether new schedule for repayment and also with inital years bearing low interest rates. It is also known as debt restructuring.

So far no final decision has been arrived at in this regard, said a bank official.

Banks are currently under pressure by finance ministry to assess their position in terms of non performing assets (NPAs).

"We have no immediate problem but the central bank has said that it would look into the matter in the wake of the scam," a senior executive of a public sector bank said on condition of anonymity.