Public sector lender, IDBI Bank has drawn out its frame of operations for this fiscal. The bank has decided to mainly prioritize on increasing its share of current and savings account (CASA) deposits. The bank has decided to go slow in its exposure to infrastructure projects.

The bank's share of CASA deposits constituted only 14.5% of its total deposits as on September 2010 whereas the share of other public sector banks averaged to 35-45%.

As a part of this focus of prime importance,the bank has assigned four executive directors with additional responsibility of bringing CASA growth in their respective zones.

"On the liabilities front, all our energies will be devoted to ramping up CASA deposits over the next couple of years. To sustain our net interest margin, which is currently at 2 per cent, we plan to garner more CASA deposits. To improve our fee income, we will focus more on syndication and advisory services. However, we will not aggressively grow our infrastructure lending portfolio," said Mr P. Sitaram, Chief Financial Officer, IDBI Bank.

The asset side of the balance sheet of the bank accounts to sanctioned loans worth Rs 11000 crore.