| IDBI Bank trims BPLR to 12.75 percent |
| By Neelima Shankar |
| Jun 30, 2009 |
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| Industrial Development Bank of India has slashed the benchmark prime lending rate (PLR) by 25 basis points to 12.75 percent, with effect from July 1, 2009. Prior to cutting lending rates, the bank severed the deposit rates across the different retail maturities by 25-50 basis points and also realigned its maturity buckets for different term deposits. A statement made by the bank, indicated that reduced rates will be applicable to all loans linked to benchmark prime lending rates, "This will be effective from July 1 and this reduction will apply to all the loans linked to PLR, including home loans." The rate cut by the bank comes following State Bank of India, the largest lender in country, which lowered its BPLR to 11.75 per cent, a reduction of 50 basis points on Wednesday, June 24, 2009. Prior to SBI, the Union Bank of India reduced the BPLR by 25 basis point to 11.75 percent. |
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