Despite a slower growth in the home loan market for the fiscal last ended, the bigger players have managed to perform better than their smaller counterparts.

The leading 10 banks of the country showed a 13.8% growth in their home loan portfolio for FY 2009-10 in comparison to the industry growth of 8%. The largest lender of the country, State Bank of India showed a growth of 32% and reached the pinnacle amongst all home loan lenders.

The top ten banks garnered 65 per cent of the total outstanding housing loans in 2009-10, up from 61.5 per cent last year.

SBI's contribution to incremental home lending amounted to 78% for the year 2009-10. Teaser loan rates for the bank aided in the faster growth of its home loan portfolio.

ICICI Bank took the second position in this race. The bank showed a dip by 17% on its home loan book.Lending for HDFC Bank and Axis Bank was up by 74% and 41% respectively.

Bank of India was the only major public sector bank to witness a single digit growth rate of 7 per cent.

Amongst the NBFCs, HDFC and LIC Housing Finance experienced a growth by 15 per cent and 38 per cent respectively.