The largest lender of the country, State Bank of India has grabbed 17% of the share of housing finance market. With this SBI equals HDFC share in the same segment as on March 2010.

The Icra report on ‘Performance review of housing finance companies and Indian mortgage finance market for 2009-10' reads that the market share of both SBI and HDFC are the same while ICICI Bank has a market share of 13%.

The market shares of LIC housing finance and IDBI Group are 8% and 4%, respectively.

As of March 31, 2010, HDFC (along with HDFC Bank), State Bank of India, ICICI Bank (along with ICICI Home Finance,) and LIC Housing Finance (LIC HFL) clearly dominate the domestic mortgage market, together accounting for 55% of the total housing credit in India, said the report.

Other loans consist mostly of loans against property, lease rental discounting, and builder loans.