Public sector lender, United Bank of India has planned to invest Rs 77 crore in expanding its ATM network by 1000 units. Along with this, the bank also plans to improvise on its internet banking and mobile banking facilities.

"Within a month we shall provide online stock-trading facility to our customers," UBI chairman and managing director Bhaskar Sen said.

Demat account facility is already provided by the bank.

"We have plans to launch mobile banking, utility payment services and online trading facility in a month's time," he said.

The bank has decided to inculcate core banking process in all the 1,044 branches of its four regional rural banks by September next year.

As a part of its financial inclusion drive, the bank plans to reach out to 4341 villages in 11 states which have still not be touched by banking.