The Finance Ministry officials as well as RBI officials are to meet today in order to discuss the technological models of financial inclusion so as to spread banking to unbanked areas.

"Tomorrow, we are going to sit with RBI to finalize what are going to be the various technologies which we will be using, what are the business processes under the regulation available," Financial Services Secretary R Gopalan said.

Gopalan added that the Government has targeted 60,000 areas which have a population of 2000 or more and are still not touched by banking facilities.

"We are looking at a slew of channels which can be used for the purpose," he said.

The Budget speech by the Finance Minister had enmarked that despite expansion plans and programs prevailing in the country, there are still some areas which are unbanked or under- banked.

"A sub-committee of the State Level Bankers Committee (SLBC) will identify such areas and formulate an action plan for providing banking facilities to all these areas in the next three years," he had quoted.

The Finance Minister has set aside Rs. 100 crore for the upcoming fiscal as one-time grant-in-aid to ensure that there is a provision of at least one center or point of sale for banking services so as to bring the unbanked areas in touch with banking.

RBI has recently started a special drive in which the apex bank, in collaboration with the main bank in the area has decided to expand banking operations by using wireless technology and banking correspondents as tools.

Banks have further set "No-frills account" system, which do not require any balance or very less minimum balance.

"So far, these banks have opened 3.3 crore such accounts," Mukherjee had said.