Banking and monetary regulator, Reserve Bank of India has chalked out its plan for financially including 2327 villages of Assam having a population of 2000 and above.

The target for achieving this aim has been set for March 2012.

Deputy governor, RBI, Subir Gokarn has said that the apex bank is mainly aiming to bring banking closer to people who are still untouched by the service. He said so during his first visit to the state.

"A large number of people in the country is still without a bank account and access to finance is important for a person to make a living," Gokarn said.

"If people's income do not increase, banks will not make money," Gokarn said.

The central bank has adopted the business correspondent (BC) model so as to reach out to the maximum. The BC model aids in penetrating to those areas where setting up a bank branch is practically not achievable under present conditions.

The correspondents will be empowered to take deposits and make payments to customers. "Villagers can also get loans from the banking correspondent," Gokarn said.