| Charges for non maintenance of minimum quarterly average balance |
Service Charge (If transaction criteria not met)
If balance is greater than or equal to Rs. 7,500 Rs. 300 per month
but less than Rs. 10,000
If balance is greater than or equal to Rs. 5,000 Rs. 400 per month
but less than Rs. 7,500
If balance is less than Rs. 5,000 Rs. 500 per month
No. of Add-on Savings Accounts allowed within None
above balance requirement:
Service Charge with add-on account (If balance not maintained)
If balance is greater than or equal to Rs. 3,500 Rs. 300 per month
but less than Rs. 5,000
If balance is greater than or equal to Rs. 2,500 Rs. 400 per month
but less than Rs. 3,500
If balance is less than Rs. 2,500 Rs. 500 per month
No. of Add-on Savings Accounts allowed within
above balance requirement: One
(Balance can be maintained in any combination
across the individual savings accounts in the cluster)
Service Charge (If transaction criteria not met)
If balance is greater than or equal to Rs. 10,000 Rs. 300 per month
but less than Rs. 15,000
If balance is greater than or equal to Rs. 7,500 Rs. 400 per month
but less than Rs. 10,000
If balance is less than Rs. 7,500 Rs. 500 per month
No. of Add-on Savings Accounts allowed within
above balance requirement: One
(Balance can be maintained in any combination
across the individual savings accounts in the cluster) |
| ATM transaction at own bank |
Free |
| Cash withdrawal at ATMs in India |
Free
Cash withdrawal at ATMs of banks under bilateral sharing of ATM network- Free,
Cash Withdrawal at UTI ATMs in India Rs. 50 per transaction.
Transactions at ATM of other banks - Not free,
Cash Withdrawal at MasterCard/Cirrus ATMs in India - Rs. 50 per transaction. |
| Cash withdrawal at ATMs in outside India |
Cash Withdrawal at MasterCard/Cirrus ATMs Outside India Rs.120 |
| Debit Card Fees |
Indian Airlines Debit Card Annual fee Rs. 250
(Enrollment fee of Rs.399)
Gold Debit Card Annual Fee Rs. 400 |
| Debit Card spending limit |
Non Gold Rs. 50,000
Gold Rs. 1,00,000
Supplementary Debit Card spending limit per day Rs.10,000 |
| Balance inquiry at Other banks |
Balance Inquiry on UTI Bank ATMs - Rs.5
Balance Inquiry on MasterCard/Cirrus ATMs - Rs.20 |
| ATM cash withdrawl limit |
ATM cash withdrawal limit per day (Non Gold) Rs.50,000
ATM cash withdrawal limit per day (Gold) Rs.1,00,000 |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Drawn on our branches in India- Rs. 50 |
| DD cancellation/Revalidation |
Rs 50 |
| DD drawn on correspondent location/other bank |
Drawn on Correspondent Banks locations (Min. of Rs. 50, Max. of Rs. 8,000)- 0.25%
Drawn on SBI locations (Min. of Rs. 50, Max. of Rs. 8,000)- 0.25%
Foreign Currency Demand Drafts - Rs. 200 |
| Statement/Duplicate Account Statement |
Monthly E-Statements Free
Monthly Physical Statements Rs. 25
Quarterly Physical Statements Rs. 25
Half Yearly Physical Statements Free
Payee details on statement (per month) Rs. 200
Duplicate / Ad hoc Statement Rs. 50 |
| Cheque Books |
Payable at par Cheque Books Free
Subsequent to the month where transaction criteria not fulfilled and balance is less than Rs.10,000
(Rs.15,000 with add on account) for Flex Advantage customers.
For other customers, this is applicable subsequent to the month where minimum average balance is not |
| Outstation cheque collection |
Outstation Cheques drawn and payable in India (Min. of Rs. 50, Max. of Rs. 5,000)-0.25%
Foreign Currency cheques payable outside India (Min. Of Rs.150, Max.of Rs.5,000) 0.25% |
| Return of Cheque |
Cheques issued by you returned unpaid (Charge per instrument) Rs. 350
Cheques deposited by you and returned unpaid (Charge per instrument) Rs. 100 |
| Stop Payment for individual cheque or a range of cheques |
Rs 100 |
| Closure of Account |
Account Closure within 12 months Rs. 500 |
| Interest Certificate |
Free
Duplicate interest certificates Rs. 50 |
| Balance Certificate |
Rs. 50 |
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