Credit Cards

Auto Loans

Home Loans

Personal Loan

Fixed Deposits

Savings Accounts

Education Loans

SAVING ACCOUNT DETAIL Flex Plus Highlights Bank ABN AMRO Category Regular Minimum AQB (Average Quarterly Balance) Average Daily balance Requirement: Rs. 15,000 per month (with add on account) Interest Rate 3.5% Card Offered ATM cum Debit Card Main Features EXTRA ACCESS: Experience the freedom of accessing your account from anywhere, anytime. With ABN AMRO Flex Plus Savings Account, you’ll never be far away from your money. International Debit Card. 365 Days Banking. 24-Hour Bank by Phone. Bancafé: Enjoy a cup of fresh coffee while banking between 7.30 pm and 11 pm at our Bancafé. Wide ATM Access. Mobile/SMS Banking - Mpower National Access. EXTRA CONVENIENCE: Here is a savings account that gives due importance to your convenience. It lets you enjoy value-added services right from the comfort of your home or office. And, thereby, saves your precious time too! Customised Alerts. Utility Payments. Online Railway Reservations. E- Statements Free Payable At Par Cheque Books. EXTRA EARNINGS: Enhance your earnings in ways you would have never imagined. Get rewarded for using your account, and avail an array of benefits that promise to make your wallet happier! Royalties: When you open an ABN AMRO Flex Plus Savings Account, you automatically become a member of India’s first Banking Rewards Program. Co-branded Indian Airlines Debit Card: Free membership to IA Flying Returns Program, Free upgrade to business class, 10% discount on regular fares, 5% discount on APEX fares and bonus royalties on tickets, and much more. These power packed features are available at a registration fee of Rs.399 and renewal charges of Rs.250 p.a. (service tax extra). International Debit Card: Shop at over 60,000 outlets in India and 6 million outlets around the world.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance If balance is greater than or equal to Rs. 7,500 Rs. 300 per month but less than Rs. 10,000 If balance is greater than or equal to Rs. 5,000 Rs. 400 per month but less than Rs. 7,500 If balance is less than Rs. 5,000 Rs. 500 per month No. of Add-on Savings Accounts allowed within above balance requirement: None Charges for non-maintenance of minimum quaterly average balance with add on account If balance is greater than or equal to Rs. 10,000 Rs. 300 per month but less than Rs. 15,000 If balance is greater than or equal to Rs. 7,500 Rs. 400 per month but less than Rs. 10,000 If balance is less than Rs. 7,500 Rs. 500 per month No. of Add-on Savings Accounts allowed within above balance requirement: One (Balance can be maintained in any combination across the individual savings accounts in the cluster) Cash withdrawal at ATMs in India Cash Withdrawal at UTI ATMs in India (Rs. 50 per transaction) Free Flex Advantage savings account holders can avail free transactions if transaction criteria are fulfilled / average monthly balance is greater than Rs.10,000 ( Rs.15,000 with add on account). Free transactions otherwise are available if minimum average balance is maintained. Cash Withdrawal at MasterCard/Cirrus ATMs in India (Rs. 50 per transaction) No free Cash withdrawal at ATMs in outside India Cash Withdrawal at MasterCard/Cirrus ATMs outside India Rs.120 Debit Card Fees Debit Card Annual fee - Rs. 180 Indian Airlines Debit Card Annual fee (Enrollment fee of Rs.399)- Rs. 250 Gold Debit Card Annual Fee - Rs. 400 Debit Card spending limit Debit Card spending limit per day (Non Gold) - Rs. 50,000 Debit Card spending limit (Gold) - Rs. 1,00,000 Supplementary Debit Card spending limit per day - Rs.10,000 Balance inquiry at Other banks Balance Inquiry on UTI Bank ATMs - Rs.5 Balance Inquiry on MasterCard/Cirrus ATMs - Rs.20 ATM cash withdrawl limit ATM cash withdrawal limit per day (Non Gold) -Rs.50,000 ATM cash withdrawal limit per day (Gold) - Rs.1,00,000 Replacement of Debit Card Rs. 200 Issue of DD drawn on base Bank/banks branch by cheque/transfer Drawn on our branches in India Rs. 50 DD drawn on correspondent location/other bank Drawn on Correspondent Banks locations (Min. of Rs. 50, Max. of Rs. 8,000) -0.25% Drawn on SBI locations (Min. of Rs. 50, Max. of Rs. 8,000) -0.25% Foreign Currency Demand Drafts- Rs. 200 Statement/Duplicate Account Statement Monthly E-Statements Free Monthly Physical Statements Rs. 25 Quarterly Physical Statements Rs. 25 Half Yearly Physical Statements Free Duplicate / Ad hoc Statement Rs. 50 Cheque Books Payable at par Cheque Books Rs. 50 Subsequent to the month where transaction criteria not fulfilled and balance is less than Rs.10,000 (Rs.15,000 with add on account) for Flex Advantage customers. Outstation cheque collection Outstation Cheques drawn and payable in India (Min. of Rs. 50, Max. of Rs. 5,000)- 0.25% Foreign Currency cheques payable outside India (Min. Of Rs.150, Max.of Rs.5,000) - 0.25% Return of Cheque Cheques issued by you returned unpaid (Charge per instrument) Rs. 350 Cheques deposited by you and returned unpaid (Charge per instrument) Rs. 100 Stop Payment for individual cheque or a range of cheques Rs 100 Closure of Account Account Closure within 12 months Rs. 500 Interest Certificate Free Duplicate interest certificates Rs. 50 Balance Certificate Rs. 50  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Available Phone Banking Yes Available Mobile Banking Yes Available SMS Alerts Yes Available  Eligibility Criteria   Eligibility Criteria Min Age 18 Yrs. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Medical Insurance: Save tax along with health An Insight into Lending Rate Changes Prevent yourself from cheque frauds Deter & detect ID thefts: Keep your... Live in Style - Lifestyle credit cards