Charges for non maintenance of minimum quarterly average balance |
If balance is greater than or equal to Rs. 25,000 Rs. 300 per month
but less than Rs. 50,000
If balance is greater than or equal to Rs. 10,000 Rs. 400 per month
but less than Rs. 25,000
If balance is less than Rs. 10,000 Rs. 500 per month
No. of Add-on Savings Accounts allowed within
above balance requirement: Two
(Balance can be maintained in any combination
across the individual savings accounts in the cluster) |
ATM transaction at own bank |
Free |
Cash withdrawal at ATMs in India |
Cash Withdrawal at UTI ATMs in India (Rs. 50 per transaction) Free
Cash Withdrawal at MasterCard/Cirrus ATMs in India (Rs. 50 per transaction) Free
Free transactions otherwise are available if minimum average balance is maintained. |
Cash withdrawal at ATMs in outside India |
Cash Withdrawal at MasterCard/Cirrus ATMs Outside India Rs. 120 |
Debit Card Fees |
Free
Indian Airlines Debit Card Annual fee (Enrollment fee of Rs.399) Rs. 250
Gold Debit Card Annual Fee Rs. 400 |
Debit Card spending limit |
Non Gold Rs. 1,00,000
Gold Rs. 1,00,000
Supplementary Debit Card spending limit per day Rs. 10,000 |
Balance inquiry at Other banks |
Balance Inquiry on UTI Bank ATMs - Rs.5
Balance Inquiry on MasterCard/Cirrus ATMs - Rs.20 |
ATM cash withdrawl limit |
ATM cash withdrawal limit per day (Non Gold) -Rs.1,00,000
ATM cash withdrawal limit per day (Gold) - Rs.1,00,000 |
Replacement of Debit Card |
Rs. 200 |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Drawn on our branches in India Free |
DD cancellation/Revalidation |
Free |
DD drawn on correspondent location/other bank |
Drawn on Correspondent Banks locations (Min. of Rs. 50, Max. of Rs. 8,000) Free
Drawn on SBI locations (Min. of Rs. 50, Max. of Rs. 8,000) 0.25%
Foreign Currency Demand Drafts -Rs. 200 |
Statement/Duplicate Account Statement |
Monthly E-Statements Free
Monthly Physical Statements Free
Quarterly Physical Statements N/A
Half Yearly Physical Statements Free (for add-on a/c)
Payee details on statement (per month) Rs. 200
Duplicate / Ad hoc Statement Rs. 50 |
Cheque Books |
Free
Payable at par Cheque Books Free |
Outstation cheque collection |
Outstation Cheques drawn and payable in India (Min. of Rs. 50, Max. of Rs. 5,000) -0.25%
Foreign Currency cheques payable outside India (Min. Of Rs.150, Max.of Rs.5,000) - 0.25% |
Return of Cheque |
Cheques issued by you returned unpaid (Charge per instrument) Rs. 350
Cheques deposited by you and returned unpaid (Charge per instrument) Free |
Stop Payment for individual cheque or a range of cheques |
Rs 100 |
Closure of Account |
Account Closure within 12 months Rs. 500 |
Interest Certificate |
Free
Duplicate interest certificates Rs. 50 |
Balance Certificate |
Free |