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SAVING ACCOUNT DETAIL Azaadi - No Frills Highlights Bank AXIS BANK Category No Frills Minimum AQB (Average Quarterly Balance) Minimum balance not required Interest Rate 4% Card Offered ATM cum Debit Card Main Features Zero Balance Savings Account: No need to maintain a fixed, mandatory amount in your account. Instant Welcome Kit: Handed over to you at the time of account opening, the kit will consist of your account number, debit card, debit card PIN, internet banking PIN and phone banking PIN numbers. International Debit Card: Which gives you access to over 1,800 ATMs across the country, enabling you to make deposits or withdraw cash at any time of the day or night. Phone Banking and Internet Banking: You can conveniently check your balance, transaction details etc. anytime from anywhere over telephone or using the Internet, for no extra charge.  Fees & charges   Fees & charges Cash Transaction Accounts that do not maintain minimum quarterly average balance Metro/Urban branch 5 branch transactions per quarter -Nil Beyond 5 branch transactions per quarter- Rs 50 per transaction 5 ATM transactions per quarter Nil Beyond 5 transactions per quarter - Rs 50 per transaction Cash Transaction Withdrawal At other branches other than base branch a) upto Rs 50,000 per day (self/3rd party) - Nil b) Beyond Rs 50,000 - Rs 2.40/1000 c) Maximum limit per day - No limit Cash Deposit Inter- City cash deposits Cash deposits (at branches / ATMs other than the base branch) a) Maximum limit (per day) - 1,00,000 b)Cash deposits upto an amount of Rs 75000 per quarter - Nil c)Deposits above 75000 - Rs 4/1000 with a minimum of Rs 100 Intra- City Minimum limit per day - 1,00,000 No charges will be applicable for cash deposits at home branch Cash withdrawal at ATMs in India At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 30, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 50, Gold Debit card - Nil Cash withdrawal at ATMs in outside India At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 125, Gold Debit card - Rs 125 Debit Card Fees Issuance fees Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Annual fees Metro/Urban - Rs 100, Semi Urban - Rs 50, Gold Debit card - Rs 250 Balance inquiry at own bank Balance enquiry at branch - Rs 25 Balance inquiry at Other banks At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 10, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 25, Gold Debit card - Nil Replacement of Debit Card Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Issue of DD drawn on base Bank/banks branch by cheque/transfer Drawn on Centers - Rs 2.50/Rs 1000 or part thereof (Min Rs 50, max Rs 10,000) DD drawn on correspondent location/other bank Drawn on other centers - Rs 2.50/Rs 1000 ( Min Rs 50) Outstation cheque collection Collection of outstation cheques - Rs 2.50/1000 min Rs 50 + Rs 30 (courier charges) Outstation cheque returns - Rs 100 per instrument Return of Cheque a) Inward clearing i) Per instrument - Rs 350 ii) Cheque returned beyond third instrument - Rs 750 per instrument b) Outward clearing check return - Rs 100 per instrument Stop Payment for individual cheque or a range of cheques Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques) Closure of Account If closed within 6 months Rs 100 If closed after 6 months Nil  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Phone Banking Yes Mobile Banking Yes Rs 120 per annum SMS Alerts No  Eligibility Criteria   Eligibility Criteria You qualify for Azaadi if * The sum total of all credits to your account does not exceed Rs 1 lac during the Financial year, * You do not intend to maintain an account balance higher than Rs 50,000 at any given instant, and * You are unable to furnish full documentation as required ordinarily for fulfilling of account opening norms Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Bank of Maharashtra reduces home loan rates 5 steps to avoid credit card debt and... 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