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SAVING ACCOUNT DETAIL EasyAccess Acount Highlights Bank AXIS BANK Category Regular Minimum AQB (Average Quarterly Balance) Metro/Urban branch Rs 5000 Semi/Urban branch Rs 2500 Rural branch Rs 1000 Interest Rate 4% Card Offered ATM cum Debit Card Main Features At Par Cheque Book: You can encash these cheques as local cheques at any of the 257 centers where the bank has a presence, at no extra cost. Drafts are now history. ATM Network: EasyAccess also entitles you to an International Debit Card with which you can access your account anytime at all our ATMs - both, Visa enabled and our partner banks - across the country. Withdrawals and deposits (money as well as cheques) are possible with your Debit Card. And unlike most other ATMs, an Axis Bank ATM allows you to withdraw upto Rs 40,000 per day. Anywhere Banking: Transactions like cash deposits, cash withdrawal, transfers and clearing deposits can all be carried out wherever you happen to be. Telebanking iConnect Account Statement: Quarterly statements are delivered free of cost.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Metro/Urban branch (Quarterly charge) AQB less than Rs 5000 - Rs 750. Semi-Urban branch (Quarterly charge) AQB less than Rs 2500 - Rs 750 Rural branch (Quarterly charge) AQB less than Rs 1000 - Rs 500 Cash Transaction Accounts that do not maintain minimum quarterly average balance Metro/Urban branch 5 branch transactions per quarter -Nil Beyond 5 branch transactions per quarter- Rs 50 per transaction 5 ATM transactions per quarter Nil Beyond 5 transactions per quarter - Rs 50 per transaction Cash Transaction Withdrawal At other branches other than base branch a) upto Rs 50,000 per day (self/3rd party) - Nil b) Beyond Rs 50,000 - Rs 2.40/1000 c) Maximum limit per day - No limit Cash Deposit Inter- City cash deposits Cash deposits (at branches / ATMs other than the base branch) a) Maximum limit (per day) - 1,00,000 b)Cash deposits upto an amount of Rs 75000 per quarter - Nil c)Deposits above 75000 - Rs 4/1000 with a minimum of Rs 100 Intra- City Minimum limit per day - 1,00,000 No charges will be applicable for cash deposits at home branch ATM transaction at own bank Nil Cash withdrawal at ATMs in India At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 30, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 50, Gold Debit card - Nil Cash withdrawal at ATMs in outside India At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 125, Gold Debit card - Rs 125 Debit Card Fees Issuance fees Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Annual fees Metro/Urban - Rs 100, Semi Urban - Rs 50, Gold Debit card - Rs 250 Balance inquiry at own bank Balance enquiry at branch - Rs 25 Balance inquiry at Other banks At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 10, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 25, Gold Debit card - Nil Replacement of Debit Card Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Issue of DD drawn on base Bank/banks branch by cheque/transfer Drawn on Centers - Rs 2.50/Rs 1000 or part thereof (Min Rs 50, max Rs 10,000) DD drawn on correspondent location/other bank Drawn on other centers - Rs 2.50/Rs 1000 ( Min Rs 50) Statement/Duplicate Account Statement a)Adhoc statements/ Monthly statements/ statement of account for AQB defaulters - Rs 50 per statement Cheque Books a) Savings account up to 20 leaves per quarter - Free b)Savings account up to 1 cheque book per quarter - Rs 50 Outstation cheque collection Collection of outstation cheques - Rs 2.50/1000 min Rs 50 + Rs 30 (courier charges) Outstation cheque returns - Rs 100 per instrument Return of Cheque a) Inward clearing i) Per instrument - Rs 350 ii) Cheque returned beyond third instrument - Rs 750 per instrument b) Outward clearing check return - Rs 100 per instrument Stop Payment for individual cheque or a range of cheques Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques) Closure of Account If closed within 6 months Rs 100 If closed after 6 months Nil  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Phone Banking Yes Mobile Banking Yes Rs 120 per annum SMS Alerts No  Eligibility Criteria   Eligibility Criteria Min Age 18 Yrs.  Documents   Documents Two passport size color photographs (latest) for each applicant Introduction related documents: Introduction by an existing Axis Bank customer, whose account is at least 6 months old with a suitable proof of address, or a letter from the manager of your existing bank, verifying identity and signature, or a copy of your passport along with a self-signed cheque, and any one document from each of the following groups: Group I: Voter ID Card* or Defence or Police or Govt. Dept. ID Card, or Pan Card or Driving Licence or Photo Credit Card (along with self-signed cheque). Group II: Latest copy of electricity bill or telephone bill or bank account statement or credit card statement or insurance premium receipt or letter from employer certifying address or NSC giving current address or existing house lease agreement. Senior citizens also need to provide a proof of age. Foreign residents in India additionally require to submit a photocopy of their passport with valid visa or permit. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Rupeetimes guide to different types of... IMPS- remittance facility through mobile... 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