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SAVING ACCOUNT DETAIL Salary Power Highlights Bank AXIS BANK Category Salary Account Minimum AQB (Average Quarterly Balance) No minimum balance required Interest Rate 4% Card Offered ATM cum Debit Card Main Features No minimum balance Anywhere Banking Available across the country. Multi-city at-par Cheque Book. International Debit cum ATM Card: Personal Accident Insurance cover of upto Rs 2 lacs per cardholder Cash withdrawal of upto Rs 25,000 daily Purchase protection and Zero Card Liability Accepted at 9,00,000 ATMs and 22 million merchant establishments worldwide. Computerizes statements: Free on a quarterly basis Free monthly statements on email (Customer has to register for Internet Banking) Joint Account Facility Available. Flexi (2-in-1) Encash Deposits Available subject to terms and conditions Demand Drafts: Free Demand Drafts drawn on Axis Bank Branches. Demat Account Available Financial Advisory Services Available Power Loans Power Homes - Housing LoansPersonal Power - Personal Loans Study Power - Educational Loans. Consumer Power - Consumer Loans Power Drive - Vehicle Loans. Optional Gold Debit Card Access to any Bank ATM. Credit Cards Available Online Trading Available Built-In Insurance (Medical and Burglary) scheme Unique facility of availing Insurance option in built in the account available Built-in SIP scheme Unique facility of availing SIP option in built in the account available Priority Banking Reduced balance criteria for availing Priority Banking that entitles you to exclusive banking and lifestyle privileges. Internet Banking: Available as iConnect with enhanced features like free bill payments (eg, electricity bills) and electronic payment of premiums (LIC - Insurance Premium) at select centres. Online shopping and E-Brokering. Telebanking Free (available for 24 hours at select centers) Funds Transfer: Transfer funds from your Salary Power account to any bank account in India free of charge. Meal Card: The best substitute for the traditional Sodexo/Accor Meal coupons/vouchers. Gift Card Prepaid, Rupee Denominated, Non Reloadable card - Ideal for Gifting.  Fees & charges   Fees & charges Overdraft interest Upto 50% of net salary at Personal Loan rates Cash Deposit a) 1 transaction per quarter - free b) 2-3 transaction per quarter - Rs 100 per transaction c) 4th transaction and above - Rs 200 per transaction Cash withdrawal at ATMs in India At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 30, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 50, Gold Debit card - Nil Cash withdrawal at ATMs in outside India At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 125, Gold Debit card - Rs 125 Debit Card Fees Issuance fees Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Annual fees Metro/Urban - Rs 100, Semi Urban - Rs 50, Gold Debit card - Rs Debit Card Cash withdrawal limit Rs 25000 Balance inquiry at own bank Balance enquiry at branch - Rs 25 Balance inquiry at Other banks At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 10, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 25, Gold Debit card - Nil Replacement of Debit Card Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Statement/Duplicate Account Statement * Free on a quarterly basis * Free monthly statements on email (Customer has to register for Internet Banking) Cheque Books Multi-city at-par Cheque Book Outstation cheque collection Free collection, only out-of-pocket expenses to be recovered Return of Cheque a) Inward clearing i) Per instrument - Rs 350 ii) Cheque returned beyond third instrument - Rs 750 per instrument b) Outward clearing check return - Rs 100 per instrument Stop Payment for individual cheque or a range of cheques Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques) Closure of Account If closed within 6 months Rs 100 If closed after 6 months Nil  Services & Features   Services & Features Overdraft Facility Yes Reward Points No Internet Banking Yes Available as iConnect with enhanced features like free bill payments (eg, electricity bills) and electronic payment of premiums (LIC - Insurance Premium) at select centres. Online shopping and E-Brokering Phone Banking No Mobile Banking Yes Free SMS Alerts No  Nomination   Nomination Available Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Get a loan to meet your any personal need For what purpose do you want to invest in... 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