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SAVING ACCOUNT DETAIL Senior Privilege Highlights Bank AXIS BANK Category Senior Citizen Minimum AQB (Average Quarterly Balance) Metro/Urban branch Rs 5000 Semi/Urban branch Rs 2500 Rural branch Rs 1000 Interest Rate 4% Card Offered ATM cum Debit Card Main Features Relationship Managers Free At-par Cheque book: As our "Senior Privilege" account holder, you will receive free "At-par" cheque book, which empowers you to encash your cheques as local cheques at any of the Axis Bank branch center. Free Debit cards for the primary and the joint account holders: An "Senior Privilege" account with Axis bank entitles you to a free International Debit card, which enables you to access your account anytime at more than 2300 ATMs across the country. You can withdraw and deposit money and cheques with your debit card. The daily withdrawal limit in an Axis bank is a high Rs 40,000. You can use your debit card to make purchases at merchant establishment. A unique security feature to help safeguard your hard earned money is your photograph and signature on the face of your debit card. This feature is not followed by all banks. Free Monthly Statement of Accounts/Free Passbook: You would be entitled to a monthly statement of account. You can also opt for passbook facility, at no additional cost. Free Issuance of Pay Orders or Demand Drafts drawn on Axis Bank branches: Get commission-free Demand Drafts and Pay Orders from our branches drawn on Axis bank branch. Complimentary Financial Planning Free Outward Remittances once a year: Remitting your money out of India is possible for free once a year through our correspondent banks. Faster Credits to Foreign Cheques: Funds remitted by your near and dear ones abroad now get to you faster than ever. Cheque pickup and Cash delivery services: Extended cash and cheque pickup services are provided by us free of cost. You can also have cash delivered at your residence at a nominal charge of Rs 50 per delivery. Telebanking Anywhere Banking  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Metro/Urban branch (Quarterly charge) AQB less than Rs 5000 - Rs 750. Semi-Urban branch (Quarterly charge) AQB less than Rs 2500 - Rs 750 Rural branch (Quarterly charge) AQB less than Rs 1000 - Rs 500 Cash Transaction Accounts that do not maintain minimum quarterly average balance Metro/Urban branch 5 branch transactions per quarter -Nil Beyond 5 branch transactions per quarter- Rs 50 per transaction 5 ATM transactions per quarter Nil Beyond 5 transactions per quarter - Rs 50 per transaction Cash Transaction Withdrawal At other branches other than base branch a) upto Rs 50,000 per day (self/3rd party) - Nil b) Beyond Rs 50,000 - Rs 2.40/1000 c) Maximum limit per day - No limit Cash Deposit Inter- City cash deposits Cash deposits (at branches / ATMs other than the base branch) a) Maximum limit (per day) - 1,00,000 b)Cash deposits upto an amount of Rs 75000 per quarter - Nil c)Deposits above 75000 - Rs 4/1000 with a minimum of Rs 100 Intra- City Minimum limit per day - 1,00,000 No charges will be applicable for cash deposits at home branch Cash withdrawal at ATMs in India At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 30, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 50, Gold Debit card - Nil Cash withdrawal at ATMs in outside India At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 125, Gold Debit card - Rs 125 Debit Card Fees Free International Debit card Balance inquiry at own bank Balance enquiry at branch - Rs 25 Balance inquiry at Other banks At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 10, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 25, Gold Debit card - Nil ATM cash withdrawl limit Rs 40000 Replacement of Debit Card Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Issue of DD drawn on base Bank/banks branch by cheque/transfer Free Demand Drafts from our branches drawn on Axis bank branch. DD drawn on correspondent location/other bank Drawn on other centers - Rs 2.50/Rs 1000 ( Min Rs 50) Statement/Duplicate Account Statement Free monthly statement of account Cheque Books free "At-par" cheque book, which empowers you to encash your cheques as local cheques at any of the Axis Bank branch center. Pass Book Free Outstation cheque collection Collection of outstation cheques - Rs 2.50/1000 min Rs 50 + Rs 30 (courier charges) Outstation cheque returns - Rs 100 per instrument Return of Cheque a) Inward clearing i) Per instrument - Rs 350 ii) Cheque returned beyond third instrument - Rs 750 per instrument b) Outward clearing check return - Rs 100 per instrument Stop Payment for individual cheque or a range of cheques Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques) Closure of Account If closed within 6 months Rs 100 If closed after 6 months Nil  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Phone Banking No Mobile Banking Yes Rs 120 per annum SMS Alerts No  Eligibility Criteria   Eligibility Criteria * A Minimum Average Quarterly balance of Rs 10,000 in your savings account. No penal charges will be levied for non-maintenance of Average Quarterly Balance. * You should be a Indian Resident * Age as on date of account opening should be greater than or equal to 60 years Min Age 60 Yrs. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS South Indian Bank launches Mobile banking... 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