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SAVING ACCOUNT DETAIL Trust/NGO Savings Account Highlights Bank AXIS BANK Category Regular Minimum AQB (Average Quarterly Balance) Rs 25,000/- (not applicable to government accounts FCRA and SHG's) A Savings Account for your Trust with a concessional Average Quarterly Balance Interest Rate 4% Card Offered ATM cum Debit Card Main Features A Savings Account for your Trust with a concessional Average Quarterly Balance.A multi-city at-par cheque facility with no limit on clearing payments at centers across the country wherever we are present. Free Anywhere Banking across all our Branches and Extension Counters and over all our ATMs. Free Demand Drafts or Pay Orders as and when required by you to remit funds. Facility for collecting donations in your account through our network of Branches and Extension Counters across the country, as well as through iConnect - our Internet Banking facility. Investment Advice Free Demat: To facilitate your investments, we offer a free Demat Account (charges due to NSDL must still be levied) to our esteemed account holders in the Trust or Society segment. Constituent Subsidiary General Ledger (SGL) account: The Constituent Subsidiary General Ledger (SGL) account through which investments in Govt. securities are carried out comes with a host of value-added services: Investment advice related to the customer's g-sec portfolio. Offer of better rates on sale of government securities from the Bank's stock of securities. Concessions in transaction and service charges. (However charges that have to be directly passed on to the Clearing Corporation of India as part of the Negotiated Dealing System for trading in g-secs cannot be waved - a fact, which will be communicated up front.) Foreign Contribution (Regulation) Act [FCRA] accounts: The FCRA account enables approved organizations to receive foreign contributions for utilization in their activities in India. The Bank will provide assistance in the process of documentation and obtaining necessary approvals from Ministry of Home Affairs at New Delhi.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Rs 1000 Cash Transaction Withdrawal At other branches other than base branch a) upto Rs 50,000 per day (self/3rd party) - Nil b) Beyond Rs 50,000 - Rs 2.40/1000 c) Maximum limit per day - No limit Cash Deposit Inter- City cash deposits Cash deposits (at branches / ATMs other than the base branch) a) Maximum limit (per day) - 1,00,000 b)Cash deposits upto an amount of Rs 75000 per quarter - Nil c)Deposits above 75000 - Rs 4/1000 with a minimum of Rs 100 Intra- City Minimum limit per day - 1,00,000 No charges will be applicable for cash deposits at home branch ATM transaction at own bank Nil Cash withdrawal at ATMs in India At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 30, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 50, Gold Debit card - Nil Cash withdrawal at ATMs in outside India At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 125, Gold Debit card - Rs 125 Debit Card Fees Issuance fees Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Annual fees Metro/Urban - Rs 100, Semi Urban - Rs 50, Gold Debit card - Rs 250 Balance inquiry at own bank Balance enquiry at branch - Rs 25 Balance inquiry at Other banks At VISA/MASTERCARD enabled ATMs of partner Banks Metro/Urban - Rs 10, Gold Debit card - Nil At other VISA/MASTERCARD enabled ATMs Metro/Urban - Rs 25, Gold Debit card - Nil Replacement of Debit Card Metro/Urban - Rs 95, Semi Urban - Rs 95, Gold Debit card - Rs 250 Issue of DD drawn on base Bank/banks branch by cheque/transfer Free Demand Drafts or Pay Orders as and when required by you to remit funds. DD drawn on correspondent location/other bank Drawn on other centers - Rs 2.50/Rs 1000 ( Min Rs 50) Statement/Duplicate Account Statement Monthly Statement of Account delivered at your doorstep. Cheque Books a) Savings account up to 20 leaves per quarter - Free b)Savings account up to 1 cheque book per quarter - Rs 50. A multi-city at-par cheque facility with no limit on clearing payments at centers across the country wherever we are present. Outstation cheque collection Free collection of cheques at outstation locations. Return of Cheque a) Inward clearing i) Per instrument - Rs 350 ii) Cheque returned beyond third instrument - Rs 750 per instrument b) Outward clearing check return - Rs 100 per instrument Stop Payment for individual cheque or a range of cheques Rs 100 per instrument Rs 200 for a series of instruments (beyond 3 cheques) Closure of Account If closed within 6 months Rs 100 If closed after 6 months Nil  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Free Internet Banking facility that enables you to view the status of your account, transfer funds and carry out a number of banking activities from the comfort of your home or office. Phone Banking No Mobile Banking Yes Rs 120 per annum SMS Alerts No Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Best airline rewards credit cards in... 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