SAVING ACCOUNT DETAIL
Baroda Centenary Savings Account
Highlights
Bank Bank of Baroda
Category Regular
Minimum AQB
(Average Quarterly Balance)
Saving Bank Accounts with Cheque facility
Metro - Rs.1000/-
Urban – Rs.500/-
Rural – Rs.500/-
S/U - Rs.500/-


For CBS Branches :-
(Irrespective of Area) Quarterly Average Balance
(QAB) : Rs.1000/-

Saving Bank Accounts without Cheque facility
Metro - Rs.1000/-
Urban – Rs.500/-
Rural – Rs.250/-
S/U - Rs.500/-

For CBS Branches :-
(Irrespective of Area) Quarterly Average Balance
(QAB) : Rs.1000/-
Interest Rate 4%
Card Offered ATM cum Debit Card
ATM Membership Fee NIL up to 31.12.2008
Annual Fee NIL up to 31.12.2008
Renewal Charges The renewal fees of Rs 100/-per year is waived for 3 years, i.e., up to 31.12.2008
Late Payment Charges Not Applicable
Interest Charges Not Applicable
Replacement charges Rs 150/-
Main Features
  • This product is available at all CBS branches in India.
  • Auto sweep: Auto transfer of funds exceeding certain fixed amount to Term Deposit to provide high yield on such funds.
  • Auto reverse sweep in case of need to honour Cheque to Savings account from Term Deposit.
  • Free collection of outstation cheques drawn in favour of account holder (postage out of pocket expenses are recoverable).
  • IMMEDIATE CREDIT of outstation cheques upto Rs.25,000/-, as per norms.
  • FREE DEBIT CARD.
  • Interest is paid on Quarterly basis.
 Fees & charges
 Services & Features
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