SAVING ACCOUNT DETAIL
Savings Bank Account
Highlights
Bank Bank of Baroda
Category Regular
Minimum AQB
(Average Quarterly Balance)
Minimum balance to be maintained (with or without cheque book facility)
Metro 1000/-
Urban 500/-
Rural 250/-
Semi Urban 250/-

Zero balance facility – Your Savings Bank Account with us remain alive even when the balance reaches zero. This facility is only for salaried employees in Central/ State Govt. Public & Private Limited Companies, Agents of Life & General Insurance Corporations and Students. Even for those receiving compensation from govt. for acquisition of their properties.
Interest Rate 4%
Card Offered ATM cum Debit Card
ATM Membership Fee NIL up to 31.12.2008
Annual Fee NIL up to 31.12.2008
Renewal Charges The renewal fees of Rs 100/-per year is waived for 3 years, i.e., up to 31.12.2008
Late Payment Charges Not Applicable
Interest Charges Not Applicable
Replacement charges Rs 150/-
Main Features
  • Simplest deposit option available to the depositor.
  • Easy to operate. Terms and conditions kept lucid to facilitate a layman's understanding. No hidden costs.
  • Zero balance facility.
  • Your deposits are insured by DICGC.
  • Option for money withdrawal by withdrawal forms or by cheque.
  • An ideal option to cultivate the habit of banking and saving amongst the younger generation.
  • At more than 100 branches across the country we offer Universal Teller System where cash transactions up to Rs. 25000/- carried out under single window concept.
  • Provision for nomination.
 Fees & charges
 Services & Features
 Documents
 Terms & Conditions
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