SAVING ACCOUNT DETAIL
Super Savings Account
Highlights
Bank Bank of Baroda
Category Privileged Account
Minimum AQB
(Average Quarterly Balance)
Saving Bank Accounts with Cheque facility
Metro - Rs.1000/-
Urban – Rs.500/-
Rural – Rs.500/-
S/U - Rs.500/-


For CBS Branches :-
(Irrespective of Area) Quarterly Average Balance
(QAB) : Rs.1000/-

Saving Bank Accounts without Cheque facility
Metro - Rs.1000/-
Urban – Rs.500/-
Rural – Rs.250/-
S/U - Rs.500/-

For CBS Branches :-
(Irrespective of Area) Quarterly Average Balance
(QAB) : Rs.1000/-
Interest Rate 4%
Card Offered ATM cum Debit Card
ATM Membership Fee NIL up to 31.12.2008
Annual Fee NIL up to 31.12.2008
Renewal Charges The renewal fees of Rs 100/-per year is waived for 3 years, i.e., up to 31.12.2008
Late Payment Charges Not Applicable
Interest Charges Not Applicable
Replacement charges Rs 150/-
Main Features
  • The product is in the nature of superior Savings Bank Account with added value propositions to high value resident customers. The product is available at our computerized branches at Metro and Urban centers only.
  • No charges for issuance of Demand Drafts (drawn on Indian branches) / Banker's Cheques to meet personal needs of the customers.
  • Free transfer of funds to any branch of our bank by Mail Transfers / Telegraphic Transfers (usual telegram charges to be recovered).
  • Free Baroda Money Express.
  • Free collection of outstation cheques drawn in favour of a/c holder.
  • Complimentary BoB PARAS Credit Card (no card issuance charges are to be levied for the first year).
  • Free personal accident insurance cover during first year (with credit card): All a/c holders will be issued free PARAS Credit Card, which offers a personal accident coverage of Rs. 250000/- to credit card holders. Insurance cover will, thus, be available to SSB a/c holders, free of cost during the first year of the a/c.
  • Auto / Reverse Sweep: Auto transfer of funds exceeding certain fixed amount to short deposit and auto retransfer to the account from short deposit, in case funds are required in the account to bring you higher interest with high liquidity.
 Fees & charges
 Services & Features
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