| Charges for non maintenance of minimum quarterly average balance |
All Centres
S/B with cheque book Rs.500/-
Penal charges Rs.20/- per month
S/B without cheque book Rs.100/-
Penal charges Rs.15/- per month
Pensioners: (all centres)
With Cheque book Rs.100/-
Without cheque book Rs.10/-
Penal charges for pensioners:
With cheque book- Rs.10/- per month
Without cheque book- Rs.5/- per month |
| Debit Card Fees |
International Debit Card FREE |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Rate Per Rs.1000/-
Upto Rs.1000/- Rs.40/-
Above Rs.1000/- upto Rs.5000/- Rs.45/-
Above Rs.5000/- upto Rs.10,000/- Rs.50/-
Above Rs.10,000/- upto Rs.1lac Rs.3.50
Above Rs.1 lac upto 10lac Rs.3.00 Min. Rs.350/-
Above Rs.10lacs Rs.2.80 Min. Rs.3000/- Max. Rs.26000/-
Note: In case of DD issued against cash
up to Rs.5000/- - Rs. 55/-
Rs.5000/- to Rs.25000/- - Rs. 110/-
Rs.25000/- to Rs.50000/- - Rs. 220/-
Out of Pocket Expenses including providing cover for Drafts/Mail/Telegraphic transfers drawn on up-country centers, if any, should be additionally recovered.
Issue of duplicate DD Rs.60/- per instrument |
| DD cancellation/Revalidation |
Revalidation of DD Rs.35/- per instrument
Cancellation of DD Rs.60/- per instrument
Out of pocket expenses, postages, if any, to be recovered in full. |
| Statement/Duplicate Account Statement |
Statement of Account, on demand FREE
Duplicate Statement of current month - No charge |
| Cheque Books |
Personalised cheque book Yes
MICR cheques – Rs.3.00 per cheque leaf at the time of issue . (All centres)
Non-MICR cheques – Re 2.00/- per cheque leaf at the time of issue of
Non-MICR cheque book. (All centres) However, for S/B a/cs of individuals, 50 cheque leaves per calendar year will be free.
Multi-city cheque book facility Yes
Rs.6 /-Per leaf Note: For Star Savings Diamond Accounts
Customers charges will be 3/- Per leaf |
| Pass Book |
Duplicate Pass Book Rs.55/- per Pass Book (with latest balance) |
| Outstation cheque collection |
Rate Per Rs.1000/-
Upto Rs10,000/- Rs.5/- Min. Rs.45/-
Above
Rs.10,000/- upto Rs. 1lac Rs.5.50/- Min. Rs.55/-
Above Rs. 1lac Rs.4.50/- Min. Rs.550/- Max. Rs.30,000/-
Note: For collection between our own branches, the commission will be shared on 50:50 basis i.e. each branch will charge 50% of the stipulated commission / service charges at its end. |
| Return of Cheque |
Cheque returned unpaid
Local cheques :
Rs.80/- per instrument [due to insufficient funds]
Rs.60/- per instrument [for technical reason]
Outstation cheques :
50% of prescribed collection charges subject to min. Rs.80/- |
| Stop Payment for individual cheque or a range of cheques |
Rs.120/- per instrument (All
Centres)
However, for the loss of cheque
book charges are :
S/B - Rs.280/-, C/D,C/C, O/D - Rs.600/- (flat) are to be recovered.
In the above case, the service charges for return of cheques may not be recovered. Otherwise it would amount to double charging.
Note: cheques drawn on Deposit or Advances accounts when returned where stop payment instructions have been given - Only Service Charges towards stop payment instruction are to be recovered at the time of noting the instruction. |
| Closure of Account |
Closure of Account within 12 months
Rs.150/- (All Centres)
Additionally, the charges for consumption of folios should also be recovered as per the scale of charges applicable. |
| Interest Certificate |
Rs..35/- per certificate |
| Balance Certificate |
Rs..35/- per certificate |
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