Fees & charges
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| Charges for non maintenance of minimum quarterly average balance |
Without Chequebook :
SB A/C Min Bal - Rs. 100/- Rs. 50/- per quarter CBS Brs – Rs. 75/- per quarter to be recovered at the time of interest application.
With Chequebook
SB A/C Min Bal - Rs. 500/- Rs. 75/- per quarter CBS Brs – Rs. 100/- per quarter to be recovered at the time of interest application.
Min. Bal. Rs. 5,000/- in C/A. Discretion with Br. Manager.
Individuals - Rs. 200/- per quarter Others Rs. - 500/- per quarter |
| Overdraft interest |
Interest @ Normal PLR + 4% |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
a. Up to Rs. 1,000/- Rs. 25/- flat
b. Rs. 1,001/- to Rs. 5,000/- Rs. 30/- flat
c. Rs. 5,001/- to Rs. 10,000/- Rs. 35/-
d. Rs. 10,001/- to Rs. 1,00,000/- Rs. 3/- per 1,000/- or part thereof Min.Rs. 35/-
e. Rs. 1,00,001/- to Rs. 10,00,000/- Rs. 2.50 per 1,000/- Min.Rs. 250/- Max. Rs.12,000/-
f. Over Rs. 10,00,000/- Rs. 2.50 per 1,000/- or part thereof. Min. Rs.250/- Max. Rs.12,000/-
Issue of duplicate DD:
Upto 5000 Rs.50/- > 5000 Rs.100/- |
| DD cancellation/Revalidation |
Cancellation of DD Rs. 100/- per DD
Revalidation of Draft Rs. 40/- per DD |
| Cheque Books |
MICR Cheques Rs. 2.50 per additional leaf exceeding 60 leaves p.a.
Non MICR Cheques Rs. 2.50 per additional leaf exceeding 60 leaves p.a.
Issue of additional chequebook Rs. 5/- per cheque leaf for
advance book ( F o r p u r c h a s e o f consumer durables etc. on instalments)
Loss of Chequebook Rs. 50/- per leaf (Max. Rs. 100/-) |
| Pass Book |
Duplicate Passbook Rs. 50/- per PB with latest balance plus Rs. 10/- per ledger folio for previous entries For Current accounts of other than individuals Rs.50/- per statement beyond one free statement |
| Return of Cheque |
Outward Rs. 60/- per cheque ( + int. @ Normal PLR + 4% for no. of days the bank is out of funds.)
Inward Rs. 40/- per cheque ( + int. @ Normal PLR + 4% for no. of days the bank is out of funds.)
Cheques Returned Unpaid 50% of collection charges Minimum Rs. 75/- |
| Stop Payment for individual cheque or a range of cheques |
Rs. 50/- per cheque. |
| Closure of Account |
Closure of a/c within a year Rs. 100/- per account without chequebook facility Rs. 150/- per account with chequebook facility |
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