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SAVING ACCOUNT DETAIL Citigold Highlights Bank Citi Bank Category Privileged Account Minimum AQB (Average Quarterly Balance) Saving/Current Bank Accounts with Cheque facility Citigold benefits - Rs. 30,00,000 for Citigold Business benefits - Minimum average monthly relationship value of Rs. 15,00,000 Savings/Current Bank Accounts without Cheque facility-Minimum Balance Not Applicable Interest Rate 4% Card Offered ATM cum Debit Card ATM Card Membership Fee Free Annual Fee Free Renewal Charges Free Replacement Charges Free Debit Card Membership Fee Included in Annual fee Annual Fee Free Main Features Citibank Multi-currency EEFC Account. Citibank Stock Power. Citibank Loans. Foreign Exchange Services. Wealth Management Products. The Account Representative Service: This service allows you to nominate someone else to do your routine banking enquiries. Citigold Business Centers: Citigold now provides you with the luxury of an office away from office. State-of-the-art and easily available, your new Citigold Business Center is an exclusive privilege to help you conduct your business at ease. CitiAlert: CitiAlert allows you to get e-mail / mobile alerts on your account balances, debits and credits, due date of Credit Card or utility bills and mutual fund related transactions. One Glance Statement: Your Citigold Account offers you the unmatched convenience of a One Glance Statement of Account. The One Glance Statement gives you a comprehensive and detailed view of all your Citibank Accounts Citigold Online: Get connected from anywhere, anytime and access a range of services offered by Citigold Account. Citigold Online helps you access your Citigold Account, 24 hours a day, 7 days a week.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Rs. 500 per month if monthly average relationship value is less than Rs. 1 Lakh (or for Citigold Business the monthly average relationship value is less than Rs. 50,000 for Bhopal, Indore, Lucknow, Chandigarh, Ludhiana, Jalandhar, Jaipur, Cochin, Coimbatore, Pondicherry, Nasik and Aurangabad or is less than Rs. 25000 for Vapi and Bhubaneshwar Savings/Current Bank Accounts without Cheque facility- Not Applicable Cash Transaction Withdrawal Free Cash Withdrawal using debit card - Free ATM transaction at own bank Free Cash withdrawal at ATMs in India Not Applicable Transaction Charge for Partner banks - Not Applicable Transaction Charge for Non-Partner banks - Free Cash withdrawal at ATMs in outside India Free Debit Card Fees Free Membership Fee Included in Annual fee Annual Fee Free Balance inquiry at own bank Free Balance Inquiry at ATMs of Banks under arrangements for Bilateral Sharing of ATM Network- Free Balance inquiry at Other banks Balance Inquiry at ATMs of Other Banks (In India) Mastercared/cirrus - Free Debit card renewal charges Free Replacement of Debit Card Free Issue of DD drawn on base Bank/banks branch by cheque/transfer Free Remittance Facilities through own bank DD-Issue- Free Remittance Facilities through other banks DD-Issue - Free DD cancellation/Revalidation DD-Cancellation-Free DD-Duplicate - Free DD-Revalidation - Free DD drawn on correspondent location/other bank DD-Issue - Free DD-Cancellation - Rs. 100 DD-Duplicate- Free DD-Revalidation - Free Statement/Duplicate Account Statement Free Issue of Duplicate Statement - Free Pass Book Free Cheque book/Reorder of Cheque book Free Outstation cheque collection Free Outstation through own bank Free Outstation through another bank (per instrument) 0.2% of cheque value or minimum Rs. 100 Return of Cheque Outward cheque return: Rs. 100 for more than 3 returns per month, inward cheque return Rs. 275 Bouncing of cheques- Outstation through own bank (per instrument) Rs. 250 Bouncing of cheques- Outstation through another bank (per instrument) Rs. 250 Stop Payment for individual cheque or a range of cheques Free Closure of Account Free Interest Certificate Free Balance Certificate Free  Services & Features   Services & Features Overdraft Facility No Reward Points Yes 1point of every Rs 150 spent Internet Banking Yes Free Phone Banking Yes Available Mobile Banking Yes Available SMS Alerts No  Special Offers   Special Offers Citibank World Privileges Be a part of the Elite Club & Life Style with 24k Concierge Services Art Advisory Services Tax Advisory Services Real Estate Advisory Services World-class safety for your wealth forever  Eligibility Criteria   Eligibility Criteria Min Age 18 Yrs.  Terms & Conditions   Terms & Conditions Terms and Conditions Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. 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