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SAVING ACCOUNT DETAIL Senior Citizen Highlights Bank Citi Bank Category Senior Citizen Minimum AQB (Average Quarterly Balance) Rs 50000 Interest Rate 3.5% Card Offered ATM cum Debit Card Main Features Higher Interest on Fixed Deposits. Free transactions at ATMs of all banks. Dedicated Relationship Manager. Customised Loan Products. Succession Planning Service. Free Citibank Credit Card. Senior Citizen Card with special discounts at hospitals, labs, etc. Tax relief for up to Rs. 1.95 lakhs. Reverse mortgage. Exclusive health insurance scheme.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Rs 1 lakh in account relationship - Rs 500 ATM transaction at own bank Free Cash withdrawal at ATMs in India Free Cirrus ( first two withdrawls in a month at Rs.50/-) - Rs 70 Cashnet - Rs 35 Cash withdrawal at ATMs in outside India US$2.50 International ATM Usage - US $2.50/transaction Issue of DD drawn on base Bank/banks branch by cheque/transfer Free upto Rs 50 lakh/mth Re 1 per Rs 1000 Citibank Online Rs 1 lakh or more-Free upto Rs 50 lakh/mth Re 1 per Rs 1000 Less than Rs 1 lakh - Free upto Rs 5 lakh/mth Re 1.50 per Rs 1000 Citiphone Rs 1 lakh or more-Free upto Rs 50 lakh/mth Re 1.50 per Rs 1000 Less than Rs 1 lakh- Rs 2 per 1000 Branch Rs 1 lakh or more- Free upto Rs 10 lakh/mth Re 2 per Rs 1000 Less than Rs 1 lakh -Rs 2.50 per 1000 DD cancellation/Revalidation DD cancellation charges (for DD issued on non Citi location) Extra charge applicable for specific locations - Rs 100 DD drawn on correspondent location/other bank Citibank Online Rs 1 lakh or more-Free upto Rs 25lakh/mth Re 1.50 per Rs 1000 Less than Rs 1 lakh - Rs 2 per 1000 Citiphone Rs 1 lakh or more-Free upto Rs 25lakh/mth Re 2 per Rs 1000 Less than Rs 1 lakh- Rs 2.50 per 1000 Branch Rs 1 lakh or more-Free upto Rs 10 lakh/mth Re 2.50 per Rs 1000 Less than Rs 1 lakh- Rs 3 per Rs 1000 Statement/Duplicate Account Statement Free Citibank Online Rs 1 lakh or more- Free Less than Rs 1 lakh - Free Citiphone Rs 1 lakh or more-Rs 25 Less than Rs 1 lakh -Rs 50 Branch Rs 1 lakh or more - Rs 50 Less than Rs 1 lakh- Rs 100 Cheque Books Free Citibank Online Rs 1 lakh or more-Free Less than Rs 1 lakh-Rs 25 + Re 1 per leaf Citiphone Rs 1 lakh or more-Rs 25 Less than Rs 1 lakh-Rs 25 + Re 1 per leaf Branch Rs 1 lakh or more-Rs50 Less than Rs 1 lakh-Rs 25 + Re 1 per leaf Pass Book Rs 25 Outstation cheque collection .3% or cheque value or Min Rs. 100 Rs 1 lakh or more-0.3% of cheque value or minimum Rs 100 Less than Rs 1 lakh-0.3% of cheque value or minimum Rs 100 Return of Cheque Chequre return inward Rs 1 lakh or more-Rs 275 Less than Rs 1 lakh-Rs 275 Cheque return outward Rs 1 lakh or more-Rs 100 Less than Rs 1 lakh-Rs 100 Outstation and intercity Cheque return Rs 1 lakh or more-Rs 250 Less than Rs 1 lakh-Rs 250 Stop Payment for individual cheque or a range of cheques Free Citibank Online Rs 1 lakh or more-Free Less than Rs 1lakh-Rs 25 Citiphone Rs 1 lakh or more-Rs 25 Less than Rs 1lakh-Rs 50 Branch Rs 1 lakh or more-Rs 50 Less than Rs 1lakh-Rs 100  Services & Features   Services & Features Overdraft Facility No Reward Points Yes 1point of every Rs 150 spent Internet Banking Yes Free Phone Banking Yes Available Mobile Banking Yes Available SMS Alerts No  Special Offers   Special Offers Get special discounts at hospitals, labs, natural therapy centers, travel bookings and loads more.  Eligibility Criteria   Eligibility Criteria Min Age 18 Yrs. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Man caught for committing bank fraud Investment options to Save Tax under... Should you preclose your current FD for... Managing loans through difficult times How to decide on a loan for business?