Credit Cards

Auto Loans

Home Loans

Personal Loan

Fixed Deposits

Savings Accounts

Education Loans

SAVING ACCOUNT DETAIL Corp New Gen - Students' SB account Highlights Bank Corporation Bank Category Privileged Account Minimum AQB (Average Quarterly Balance) Rs 100/- Interest Rate 4% Card Offered ATM cum Debit Card Joining fees Rs 112 (free till 31/3/08) Annual fees Rs 75/- (free for 1st year) Main Features No annual maintenance charges for Debit Cards. No service charges for purchase of DD’s / PO’s through the account upto a maximum of 5 instruments per month. No service charges for collection of cheques upto a maximum of 2 instruments per month. No service charges for Any Branch Banking transactions. Railway ticket booking / Mobile Recharge. All other facilities available to normal Savings Bank account shall also be available to this account as per the same terms & conditions.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Rs 23/- per occasion Overdraft interest Rs 84/- per folio Cash Transaction Operation at VISA ATM outside India Cash transaction Rs 90(USA) / Rs 110 (others) Non- cash transaction Rs 15(USA) / Rs 25 (others) Cash withdrawl / deposit at remote branches Amt <25,000 = Nil Amt> Rs 25,000 = Rs 56/- (per transaction) Cash withdrawal at ATMs in India Using other Bank ATM Cash Non-Cash Bilateral Tie-ups Rs 30/- Rs 12/- Cashnet ATMs Rs 30/- Rs 12/- NFS ATMs Rs 30/- Rs 12/- Visa ATMs Rs 50/- Rs 15/- Replacement of Debit Card Replacement of ATM cum debit card (other than due to manufacturing defect / theft of card) Rs 140/- Issue of DD drawn on base Bank/banks branch by cheque/transfer Range Non Cash Cash Upto Rs 500 Rs 11/- Rs 11/- Rs 501 to Rs 1000 Rs 17/- Rs 17/- Rs 1001 to Rs 5000 Rs 23/- Rs 28/- Rs 5001 to Rs 10000 Rs 28/- Rs 34/- Rs 10001 to Rs 50,000 Rs 2.50/1000 (Min 28) Rs 3/1000 (Min 34) > Rs 50,000 Rs 2.50/1000 (Min 125 Not permitted (out of pocket expenses for & Max 6735) MT/TT extra) Issue of duplicate DD Rs 56/- per instrument DD cancellation/Revalidation Revalidation Rs 28/- per instrument Cancellation Rs 28/- per instrument Statement/Duplicate Account Statement Duplicate statement: With latest entry Rs 28/- Previous entry per page Rs 28/- Cheque Books Personalized Cheque Book facility (For students above 18 years of age) Rs 5/- per leaf (For SB a/c 60 cheques will be free in a FY) For Non-MICR cheques (per leaf) Rs 2.50/- Issue of loose cheques All types of Accounts Rs 5/- per leaf (Except in Rural & Semi urban branches) Loss of complete blank cheque book and surrender of unused cheque leaves (Above 50% of unused leaves) Rs 112/- Pass Book Duplicate pass book: With latest entry Rs 28/- Previous entry per page Rs 28/- Outstation cheque collection upto Rs 500 Rs 11/- Rs 501 to Rs 1000 Rs 17/- Rs 1001 to Rs 5000 Rs 28/- Rs 5001 to Rs 10000 Rs 45/- Rs 10001 to Rs 100,000 Rs 4/1000 (Min 45) > Rs 100,000 Rs 3.50/1000 (Min 350 & Max 16836) Return of Cheque Cheques received in inward clearing Rs 56/- +interest Cheques sent in outward clearing (per instrument) Rs 11/- Dishonour of local/ outstation cheques 50% of collection charges (Min Rs 56) Stop Payment for individual cheque or a range of cheques Rs 28/- per cheque Closure of Account Within 1 year Rs 56/- After 1 year Rs 11/- Interest Certificate Rs 23/- Balance Certificate Rs 23/-  Services & Features   Services & Features Overdraft Facility Yes Reward Points No Internet Banking Yes Phone Banking Yes Mobile Banking No SMS Alerts Yes  Eligibility Criteria   Eligibility Criteria Only students who have completed 10 years of age and are pursuing regular courses can open these accounts. Existing regular SB accounts of students already opened with the Bank can also be converted to this new account.  Documents   Documents At the time of opening the account, the student has to furnish a copy of student ID card issued by the school/college. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS An insight into the era of teaser loans Used Car Loan Melas in India Should interest rate only be considered in... Credit score from CIBIL: will it really... Personal loans in India: Features and...