Charges for non maintenance of minimum quarterly average balance |
Rs. 749 per quarter |
Cash Transaction |
Any Branch Banking (ABB)
3 withdrawals & 1 deposit per month at Non Base Branch (Intercity as well as Intra City Branches) Max. Transaction amount - Rs.50,000, Charge of Rs.100 per transaction for ABB Cash Deposits beyond Rs.50000 per transaction, per day as well as for any incremental transaction over and above the limit (i.e.3 Withdrawals + 1 Deposit). From 2nd ABB Cash deposit onwards both charges will apply if the transaction exceeds the limits. |
ATM transaction at own bank |
Free |
Cash withdrawal at ATMs in India |
At VISA ATM - Free |
Cash withdrawal at ATMs in outside India |
AT VISA ATMs
Rs. 125 per transaction |
Debit Card Fees |
Issuance fee - Rs. 250 |
Debit Card spending limit |
Rs. 75,000 |
Balance inquiry at own bank |
Free |
Balance inquiry at Other banks |
At VISA ATMs
International - Rs. 25 per transaction |
ATM cash withdrawl limit |
Rs. 50,000 per day |
Replacement of Debit Card |
Free |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Non-cash transactions
Rs 1 lakh free in a day, beyond which Rs.2 per 1000, Minimum-Rs.50 & Maximum-Rs.5000
Cash transactions
Rs. 300 |
DD cancellation/Revalidation |
Rs. 50 per instrument |
DD drawn on correspondent location/other bank |
Non-Cash transactions
Correspondent Bank Chgs + 0.10% Min Rs. 50
Cash transactions
Correspondent Bank Chgs + Rs. 300 |
Statement/Duplicate Account Statement |
Rs.25 per page. More than 1 year = Rs 100 per page. |
Cheque Books |
Issue of loose cheque Rs. 5 per leave. |
Chargeable Cash Transaction at Base Branch |
First 3 Cash transactions at branch in a quarter-Free, Rs.50 per transaction thereafter subject to a maximum of Rs.1000 per quarter.
For Cash Deposit -
Charge of Rs.5 per 1000 for cash deposits exceeding Rs.1 Lakh Per month (At Base Branch + Non Base Branch) subject to a maximum of Rs.300 per quarter |
Chargeable Cash Transactions at base Bank ATMs |
At DCB ATMs
First 6 DCB Bank ATM transactions in a quarter-Free, Rs.25 per transaction thereaftersubject to a maximum of Rs.500 per quarter.
At non DCB ATM
Rs30 per transaction for cash withdrawal and Rs15per transaction for balance enquiry |
Cheque book/Reorder of Cheque book |
Rs 2 per leaf of cheque book taken in the quarter in which AQB is not maintained subject to a maximum of Rs.100 per quarter |
Outstation cheque collection |
Upto Rs 5,000 – Rs. 25 per instrument(inclusive of Out of Pocket Expenses)
Rs 5,001 to Rs 10,000 – Rs. 50 per instrument(inclusive of Out of Pocket Expenses)
Rs.10,001 to Rs.1,00,000 – Rs.100 per instrument(inclusive of Out of Pocket Expenses)
Rs.1,00,001 and above – Rs.150 per instrument(inclusive of Out of Pocket Expenses) |
Return of Cheque |
Rs. 300 |
Stop Payment for individual cheque or a range of cheques |
Rs. 50 per cheque leave
Rs. 200 per series |
Closure of Account |
Rs. 250, if the account is closed withing 6 months, otherwise free. |
Interest Certificate |
Current Year - Free
Previous Year upto last 2 years - Rs. 100 per year
Beyond last 2 years - Rs. 500 per year
Duplicate - Rs. 25 per certificate |
Balance Certificate |
Current Year - Free
Previous Year upto last 2 years - Rs. 100 per year
Beyond last 2 years - Rs. 500 per year
Duplicate - Rs. 25 per certificate |