Fees & charges
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Charges for non maintenance of minimum quarterly average balance |
AQB less than 100,000 but more than or equal to 50,000 - 199 per quarter.
AQB less than 50,000 but more than or equal to 25,000 - 299 per quarter.
AQB less than 25,000 but more than or equal to 10,000 - 599 per quarter.
AQB less than 10,000 - 899 per quarter. |
Cash Deposit |
Free up to a limit of 3 crore per calendar quarter or 36 times of the AQB maintained whichever is higher. Thereafter fee of 1 per 1000 on amount exceeding the limit allowed. |
ATM transaction at own bank |
Free |
Cash withdrawal at ATMs in India |
Free |
Cash withdrawal at ATMs in outside India |
Free 2 transactions in a month. Thereafter, 125 per transaction |
Debit Card Fees |
Annual Fees - Rs. 99 |
Debit Card spending limit |
Rs. 1,50,000 per day |
Balance inquiry at own bank |
Free |
Balance inquiry at Other banks |
Rs. 10 per transaction for balance enquiry |
ATM cash withdrawl limit |
Rs. 1,00,000 |
Replacement of Debit Card |
Free |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Non - Cash Transactions - Free
Cash Transactions - 300 per instrument |
DD cancellation/Revalidation |
Free |
DD drawn on correspondent location/other bank |
Non - Cash Transactions - Correspondent Bank Charges
Cash Transactions - Correspondent Bank Charges + Rs. 300 |
Cheque Books |
Free |
Outstation cheque collection |
DCB Bank & HDFC Bank - Rs.25 per
Locations and Other Locations - instrument (inclusive of out of pocket expenses) |
Return of Cheque |
Rs. 300 per instrument |
Stop Payment for individual cheque or a range of cheques |
Free |
Closure of Account |
Free |
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