Charges for non maintenance of minimum quarterly average balance |
AQB=Rs.10000- Rs.500 per quarter AQB |
Cash Transaction |
At non base branch -
ABB Cash withdrawals Permitted upto Rs.1,00,000 per day only (Intercity as well as Intra City Branches)- Inclusive of DD,PO & ABB limits of Rs.75 Lacs p.m, DD charges apply for ABB Cash Deposits accepted beyond Rs.1 Lac per day. |
Cash Deposit |
In Denominations lesser than Rs. 50 -
2000 notes per day free, over that a charge of Re.5 per 100 notes or part thereof |
Cash withdrawal at ATMs in India |
Free at VISA ATMs |
Cash withdrawal at ATMs in outside India |
Rs. 125 per transaction |
Debit Card Fees |
Annual Fee - free |
Debit Card spending limit |
Rs. 50,000 per day |
Balance inquiry at own bank |
Free |
Balance inquiry at Other banks |
International - Rs. 25 per instance |
ATM cash withdrawl limit |
Rs. 40,000 per day |
Replacement of Debit Card |
Rs. 150 |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
At DCB and HDFC Locations -
Non Cash Transactions
Free upto Rs.75.00 lacs per month- Inclusive of ABB,PO & DD limits. Above Rs 75 lacs–Rs.2/- per 1000 (Min.50, Max 5000)
Cash Transaction
Rs.300 |
DD cancellation/Revalidation |
Local - free
Duplicate - Rs. 50 per instrument |
DD drawn on correspondent location/other bank |
Non Cash Transactions
Correspondent Bank Chgs + 0.10% Min Rs. 50
Cash Transactions
Correspondent Bank Chgs + Rs. 300 |
Cheque Books |
Issue of loose cheque - Rs. 25 per cheque |
Chargeable Cash Transaction at Base Branch |
First 3 Cash transactions at branch in a quarter-Free, Rs.50 per transaction thereaftersubject to a maximum of Rs.100 per quarter.
For cash deposit -
Charge of Rs.5 per 1000 for cash deposits exceeding Rs.1 Lac Per month (At Base Branch + Non Base Branch)subject to a maximum of Rs.300 per quarter |
Chargeable Cash Transactions at base Bank ATMs |
At DCB ATMs -
First 6 DCB ATM transactions in a quarter-Free, Rs.25 per transaction thereaftersubject to a maximum of Rs.100 per quarter.
At HDFC/NFS/Cashnet ATM network -
Rs30/- per transaction for cash withdrawal and Rs15/- per transaction for balance enquiry |
Cheque book/Reorder of Cheque book |
Rs.5/- per leaf of cheque book taken in which AQB is not maintained subject to a maximum of Rs.300 per quarter |
Outstation cheque collection |
Rs. 25 per instrument(inclusive of Out of Pocket Expenses) |
Return of Cheque |
Rs. 100 per instrument |
Stop Payment for individual cheque or a range of cheques |
Free |
Closure of Account |
Rs. 250 if closed within a year, else Rs. 100 |
Interest Certificate |
Free |
Balance Certificate |
Free |