Charges for non maintenance of minimum quarterly average balance |
Rs. 300 per quarter |
Overdraft interest |
Temporary overdraft facility through ATMs up to Rs 25,000/- |
Cash Transaction Withdrawal |
Rs. 1,00,000 from branches within/outside clearing zone. |
Cash withdrawal at ATMs in India |
Cash Withdrawal – Free (No limit for number of transactions)
Balance Enquiry - Free
(Also applicable for Other banks' ATMs) |
Cash withdrawal at ATMs in outside India |
Cash Withdrawal Rs.100/-
Balance Enquiry Rs.25/-
(Also applicable for Other banks' ATMs) |
Debit Card Fees |
Registration Fees - Rs. 100 |
Debit Card Cash withdrawal limit |
Rs 75000 |
Debit Card spending limit |
Rs 75000 |
Balance inquiry at own bank |
Free |
Balance inquiry at Other banks |
Free |
ATM cash withdrawl limit |
Rs 75000 |
Replacement of Debit Card |
Lost card (Duplicate Card) Rs.150/- |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Free unlimited demand drafts |
DD cancellation/Revalidation |
Upto & incl.Rs.10000/- Rs.75/- per instrument
Above Rs.10000/- Rs.100/- per instrument |
Cheque Books |
Free 60 cheque leaves per half year and after that Rs. 2 will be charged for every extra cheque leave |
Outstation cheque collection |
Free |
Return of Cheque |
Rs. 300 per cheque (Rs.150/- for return of a cheque for the first time) |
Stop Payment for individual cheque or a range of cheques |
Rs.35/- per instrument Maximum Rs.300/- at a time for a series of cheques. |
Closure of Account |
Rs. 75, if the account is closed before 6 months. |
Interest Certificate |
Rs. 100 |
Balance Certificate |
Rs. 100 |