| Charges for non maintenance of minimum quarterly average balance |
Rs. 300 per quarter |
| Overdraft interest |
Temporary overdraft facility through ATMs up to Rs 25,000/- |
| Cash Transaction Withdrawal |
Rs. 50,000 from branches within/outside clearing zone. |
| Cash withdrawal at ATMs in India |
Cash Withdrawal – Free (No limit for number of transactions)
Balance Enquiry - Free
(Also applicable for Other banks' ATMs) |
| Cash withdrawal at ATMs in outside India |
Cash Withdrawal Rs.100/-
Balance Enquiry Rs.25/-
(Also applicable for Other banks' ATMs) |
| Debit Card Fees |
Registration Fees - Rs. 100 |
| Debit Card Cash withdrawal limit |
Rs 75000 |
| Debit Card spending limit |
Rs 75000 |
| Balance inquiry at own bank |
Free |
| Balance inquiry at Other banks |
Free |
| ATM cash withdrawl limit |
Rs. 75,000 |
| Replacement of Debit Card |
Lost card (Duplicate Card) Rs.150/- |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Rs. 2.5 per thousand, Min. Rs. 25. |
| DD cancellation/Revalidation |
Upto & incl.Rs.10000/- Rs.75/- per instrument
Above Rs.10000/- Rs.100/- per instrument |
| Statement/Duplicate Account Statement |
Rs.100/- + Rs.2/- per previous transaction |
| Cheque Books |
Free 40 cheque leaves per half year and after that Rs. 2 will be charged for every extra cheque leave. |
| Outstation cheque collection |
Up to & including Rs. 1000 - Rs. 15
Above Rs.1000 and upto & including Rs.5000 Rs. 25
Above Rs.5000 and upto & including Rs.10,000 Rs. 50
Above Rs.10,000 and upto & including Rs.1,00,000 Rs. 100
Above Rs.1,00,000 Rs. 150
(Concession of 50% is applicable on the service charges mentioned above) |
| Return of Cheque |
Rs. 300 per cheque (Rs.150/- for return of a cheque for the first time) |
| Stop Payment for individual cheque or a range of cheques |
Rs.35/- per instrument Maximum Rs.300/- at a time for a series of cheques. |
| Closure of Account |
Rs. 150, if the account is closed before 6 months. |
| Interest Certificate |
Rs. 100 |
| Balance Certificate |
Rs. 100 |
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