| Cash Transaction |
Interbranch transactions through teller counters - Cash transactions Free
Third party cash transactions at non-home branches through teller counters Upto a limit of Rs.10,000 per day - Rs.100 (plus taxes). Above Rs.10,000 - Not allowed
Third party cash transactions at home branch through teller counters Free of charge |
| Cash Deposit |
Cheques deposited - outward Rs. 50 |
| ATM transaction at own bank |
Debit Card - Transaction Charge - HDFC Bank ATMs Free |
| Cash withdrawal at ATMs in India |
ATM Card - Transaction charge for Partner banks - only SBI & Andhra Bank Rs. 20 per cash withdrawal (plus taxes)
ATM Card - Transaction charge for Non-Partner banks NA
Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs Rs. 55 per cash withdrawal (plus taxes)
Debit Card - Transaction Charge - Non HDFC Bank International ATMs Rs. 110 per cash withdrawal (plus taxes)
Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders) Rs. 100 per cash withdrawal (plus taxes)
Debit Card - Transaction Charge - SBI/Andhra Bank ATMs Rs. 20 per cash withdrawal (plus taxes) |
| Debit Card Fees |
Debit Card - Annual Fee - Regular Free
Debit Card - Annual Fee - Gold Rs. 500 per year (plus taxes)
Debit Card - Annual Fee - Women's Card Rs. 150 per year (plus taxes) |
| Balance inquiry at own bank |
Balance Enquiry - at Branch Rs. 25 |
| Balance inquiry at Other banks |
ATM Card - Transaction charge for Partner banks - only SBI & Andhra Bank Rs. 10 per balance enquiry
ATM Card - Transaction charge for Non-Partner banks NA
Debit Card - Transaction Charge - Non HDFC Bank Domestic ATMs
10 free transactions per month Rs. 15 per balance enquiry
Debit Card - Transaction Charge - Non HDFC Bank International ATMs Rs. 15 per balance enquiry
Debit Card - Transaction Charge - BOI/Canara Bank ATMs (only for Visa Card Holders) Balance enquiry - Not available
Debit Card - Transaction Charge - SBI/Andhra Bank ATMs Rs. 10 per balance enquiry |
| Debit card renewal charges |
Debit Card - Renewal Fee - Regular Free
Debit Card - Renewal Fee - Gold Rs. 500 per year (plus taxes)
Debit Card - Renewal Fee - Women's Card Rs. 150 per year (plus taxes) |
| Replacement of Debit Card |
Replacement of a damaged card - No charges & Replacement of a lost card - Rs. 100 (plus taxes) (for all card types) |
| Add-on debit card |
Add-on Debit Card - Regular Free
Add-on Debit Card - Gold Card Rs. 500 per year (plus taxes)
Add-on Debit Card - Women's Card Rs. 150 per year (plus taxes) |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Free upto Rs.25,000
DD request through Branch
Above Rs. 25,000 upto Rs. 50,000 Rs. 75 (Rs. 50 through Phonebanking) & Rs. 60 for Senior Citizens / Individuals in Rural Areas.
**Only DD amount upto Rs 100,000 for Preferred & Rs 50,000 for other customers accepted at Phonebanking.
Above Rs. 50,000 & upto Rs. 1 Lakh Rs. 2.50 per 1000 or part thereof (Min Rs. 150)
Above Rs. 1 Lakh Rs. 2 per 1000 or part thereof (Min Rs. 250 & Max Rs. 5000)
DD request through Netbanking
Upto Rs. 1 Lakh Rs .30+(Corr. Bank charges if applicable)
Third party DD upto Rs. 1,00,000 Rs .30+(Corr. Bank charges if applicable)
(*Third Party Registration required.Customers registered for Third Party Transfers have a maximum limit of 5 lacs per cust id and hence can issue multiple DDs of 1 lacs upto 5 lacs and send it to the benefiacry address) |
| DD cancellation/Revalidation |
Rs. 50
Rs. 40 (Senior Citizens / Individuals in Rural areas.) |
| DD drawn on correspondent location/other bank |
Rs. 50 plus charges as outlined below:
Upto Rs. 500 Rs. 10
Above Rs. 500 to Rs. 1000 Rs. 15
Above Rs. 1000 to Rs. 5000 Rs. 25
Above Rs. 5000 to Rs. 10,000 Rs. 30
Above Rs. 10,000 to Rs. 1 Lakh Rs. 3 per 1000 or part thereof
Above Rs. 1 Lakh Rs. 6 per 1000 or part thereof (Min Rs. 300) |
| Statement/Duplicate Account Statement |
Account Statements - Free Monthly
Issue of duplicate / adhoc statements Rs. 100 at Branch or Phonebanking (Non-IVR), Rs. 30 per statement through Netbanking,Rs. 50 per statement through Phonebanking(IVR),ATM & Mobilebanking.
Hold Statement Rs. 400 per year |
| Cheque Books |
PAP Cheque book Free by default |
| Pass Book |
Free
Duplicate passbook issuance Rs 100/- |
| Outstation cheque collection |
Collection of outstation cheques - our bank locations
Cheques drawn on metro/non-metro cities (Branch Locations)
Cheque value Rs. 0 to Rs. 500 No Charges
Cheque value Rs. 501 & above Re. 1 per 1000 (Min Rs. 50)
* Credit on receipt of clear funds
Collection of outstation cheques - other locations
Cheques (MICR) drawn on non-branch locations with correspondent bank tie-up - 0.40% (Min Rs. 50)
Cheques drawn on non-branch locations with no correspondent bank tie-up/non-MICR cheques - 0.65% + Rs. 25 (Min Rs. 50)
*Credit on receipt of clear funds |
| Return of Cheque |
Cheque return charges drawn on us - Local
Due to insufficient funds - Rs. 350
Due to Technical reasons - No charge
Cheque return charges drawn on us deposited in other locations Rs. 75 |
| Stop Payment for individual cheque or a range of cheques |
Particular Cheque - Rs. 50 (Rs. 40 through Phonebanking), Range of Cheques - Rs. 100 (Rs. 80 through Phonebanking) |
| Closure of Account |
Before 6 months-Rs 100/-
After 6 months-No Charge |
| Interest Certificate |
Rs. 50 |
| Balance Certificate |
Current year - Free, Previous year - Rs. 250 |