SAVING ACCOUNT DETAIL
Senior Citizens Account
Highlights
Bank HDFC Bank
Category Senior Citizen
Minimum AQB
(Average Quarterly Balance)
A minimum deposit of Rs. 5,000/- is required to open a Senior Citizens Account and thereafter an Average Monthly Balance (AMB) of the same amount has to be maintained.
Interest Rate 0%
Card Offered ATM cum Debit Card
ATM Card- Free
Replacement charges-Rs. 100 (plus taxes)
Main Features
    You will get some exclusive privileges with your Senior Citizens account, just so that you know we care.
  • Shop with pride with your EasyShop International Debit Card, offered free for life to the primary account holder. You can spend up to Rs. 40,000 per day at any point of sale (POS).
  • Enjoy cash withdrawals of up to Rs. 25,000 per day on your debit card at any HDFC Bank ATM. If the first applicant is a woman and new to the bank, our special free Woman’s Advantage Debit Card with cash withdrawals of up to Rs. 25,000 per day and shopping (point of sale) limit of Rs. 40,000 per day will be issued by default
  • Withdraw cash for free at any bank’s ATM
  • Payable-at-Par (PAP) chequebooks are issued free. With this facility, outstation cheques issued by you (for clearing) will be treated as local cheques, at any HDFC Bank location. What's more, there are no usage charges for availing the PAP facility.
  • Keep a close eye on your account with the monthly account statements offered free OR avail of free passbook facility at your account branch.
  • Use third party cash transactions at non-account branches to have your near and dear ones deposit/withdraw up to Rs. 50,000 per day on your behalf. Withdrawals above Rs. 50,000 will attract a charge of Rs. 5/- per Rs. 1,000 on the full amount.
  • Use PhoneBanking, MobileBanking, NetBanking and BillPay facility absolutely free for all your banking needs
  • Avail free SMS alerts to know the transactions in your account.Get free Email statements.
  • National Electronic Funds Transfer (NEFT) facility is available.
 Fees & charges
 Services & Features
 Special Offers
 Eligibility Criteria
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