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SAVING ACCOUNT DETAIL Category B Saving Account Highlights Bank ICICI Bank Category Regular Minimum AQB (Average Quarterly Balance) Rs.2000 Select Semi-Urban Branches and below Interest Rate 4% Card Offered ATM cum Debit Card Free Main Features The ICICI Bank International debit card: It is a debit-cum-ATM card providing you with the convenience of acceptance at merchant establishments and cash withdrawals at ATMs. The next time you want to withdraw cash from your ICICI Bank Savings account, just walk into any bank's ATM and use your ICICI Bank ATM-cum-Debit card for free: The above benefit is available to individual domestic Savings Account holders on maintenance of a quarterly average balance of more than Rs.10, 000 in the savings account in a quarter. The above benefit can be availed in the same quarter. Money Multiplier Facility. Internet Banking is offered free of cost. Anywhere Banking: This facility entitles the account holder to withdraw or deposit cash upto a limit of Rs.50,000 across all ICICI Bank branches. You can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals. An average quarterly balance of Rs. 5,000 only. Nomination facility is available. Interest is payable half-yearly.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Select Semi-Urban Branches and below -Rs.750 per quarter Cash Transaction Upto 12 txns in a quarter free of charge, Rs. 50 per tranx for cash tranx exceeding 12 Cash Transaction Withdrawal Cash withdrawal: Nil for first transaction for cash withdrawal during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards (Max. withdrawal Limit - Self: Rs 50,000/-per day Third party : Rs. 15,000/-per day) Cash Deposit Cash Deposit : Nil for first transaction during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards ATM transaction at own bank Unlimited Free of Cost Cash withdrawal at ATMs in India ATM Interchange (partner Banks) - Rs.20/cash withdrawal (waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000) ATM Interchange (non-partner Banks) - Rs.60/cash withdrawal waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000) *ATM Interchange charges for non-registered customers will be reversed in the beginning of the next quarter subject to minimum QAB of Rs.10,000 in savings account (applicable only till December 31, 2007) Debit Card Fees Debit Card Fees for first Account Holder - Rs.99 p.a. Debit Card Fees for joint Account Holder - Rs.99 p.a. Debit Card Cash withdrawal limit Rs 25 Debit Card spending limit Rs 25 Balance inquiry at Other banks ATM Interchange (partner Banks) - Rs.10/balance enquiry. (waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000) ATM Interchange (non-partner Banks) - Rs.25/balance enquiry. (waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000) *ATM Interchange charges for non-registered customers will be reversed in the beginning of the next quarter subject to minimum QAB of Rs.10,000 in savings account (applicable only till December 31, 2007) Issue of DD drawn on base Bank/banks branch by cheque/transfer Rs. 2 per thousand rupees or part thereof, subject to a minimum of Rs. 50 and maximum of Rs. 10000 Statement/Duplicate Account Statement Free Quarterly Statement Free monthly e-mail statement on request Physical monthly statement (By Post / Courier) @ Rs. 200 per annum Cheque Books 2 payable at par (multicity) cheque books of 25 leaves each free in a quarter, Rs.50/- for additional cheque book of 25 leaves. Charges for Multicity cheque payment-Upto Rs. 50,000/- flat Rs. 50/-, Above Rs. 50,000/- Rs. 1.75/1000 Chargeable Cash Transaction at Base Branch Nil for first three transactions in a quarter. Rs. 60 per transaction thereafter Chargeable Cash Transactions at base Bank ATMs Nil for first five transactions in a quarter.Rs. 50 per transaction thereafter Cheque book/Reorder of Cheque book Rs. 5 per cheque leaf for all the leaves in the cheque-book issued during the quarter irrespective of whether cheque is used or not Outstation cheque collection Cheque collection charges from upcountry locations (I-Bank branch)-Rs.2.50/ thousand, subject to min of Rs.30 and max of Rs.10000 Cheque collection charges from upcountry locations (Non I-Bank branch)-Rs.3/thousand, subject to min of Rs.30 and max of Rs.10000 plus other bank charges as actuals  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Free Phone Banking Yes Free Mobile Banking Yes Free SMS Alerts No  Eligibility Criteria   Eligibility Criteria Resident Indian Min Age 18 Yrs.  Documents   Documents Applicants must satisfy the following documentation requirements: Identity proof: (Any one of the following) Original letter of introduction from existing bank along with KYC cheque of the same Bank Driving License – Book type or laminated & embossed Voter Identity Card with KYC cheque for operating accounts. Cash can be accepted for Term deposits. Employee Identity Card PAN Card Defence Dependent's card Ex-Service Man Card Bar Council/Indian Medical Association Card/Senior Citizen Card PIO Booklet for returning NRIs MAPIN card Photo Identity card issued by Public Sector Undertakings(PSU) to Retired employees Proof of communication address: (Any one of the following) Introduction by an existing and satisfactory customer as address proof Latest Electricity Bill Certificate from the postal office confirming address of applicant Original Letter from Employer certifying the residential address of applicant. Signature of the employee has to be attested on the letter. Telephone bills from any telephone service providers and mobile service providers (KYC cheque mandatory for mobile service providers) Consumer gas connection card/book/Pipe Gas bill (same as electricity bill) Quarters Allotment letter Registered and valid Lease/ Leave agreement with copies of utility bills Post Office Savings Pass Book with KYC cheque Statement of account or Pass Book of a scheduled commercial bank with entries of at least last 3 months alongwith KYC cheque. Premium Receipt from any life insurance company. Certificate by Village Extension Officer (VEO)/Village Head or equal rank officers Domicile Certificate with communication address and photograph Self cheque (if the applicant is not visiting the branch for account opening). Passport Arms License issued by State/Central Government of India authorities. Freedom fighter's pass issued by Ministry of Home affairs, Government of India with photograph of applicant. Pension payment order/book/Card issued by State/Central Government of India. Printed Ration Card with Photograph of applicant. House hold Card with photograph issued by Govt of Andhra Pradesh. ID card with photograph issued by Govt of Jammu and Kashmir Bank Pass Book with photograph issued by SBI and its subsidiaries or Nationalised Banks Photo Social Security Card (Smart Card) issued by Central/State Govts or Union territories.  Nomination   Nomination The facility of Nomination is available for relationships in the names of individuals. Unless otherwise specifically, given in writing by depositors, nomination in deposit accounts will be at Customer ID level A depositor(s) however has / have the right to specify different nominations at account level by completing the appropriate forms. Further, the applicant(s) is / are at liberty to change the nominee during the currency of the relationship accounts with the Bank through declaration to that effect in the appropriate form  Terms & Conditions   Terms & Conditions Terms and Conditions Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Personal loan: Lender of the last resort Loan against Property: A shoulder to rest... 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