Charges for non maintenance of minimum quarterly average balance |
Charges for non maintenance of minimum monthly average balance Metro / Urban locations –
MAB between – Rs. 5,000 to Rs. 10,000 – Rs. 250 per month.
MAB - Less than Rs. 5,000 – Rs. 350 per month.
Semi Urban locations –
MAB between – Rs. 2,500 to Rs. 5,000 – Rs. 250 per month.
MAB - Less than Rs. 2,500 – Rs. 350 per month.
Rural locations -
MAB between – Rs. 1,000 to Rs. 2,000 – Rs. 250 per month.
MAB - Less than Rs. 1,000 – Rs. 350 per month. |
Cash Transaction |
Cash transactions at base branch (branches in same city) Nil for the first 4 transactions of a month; Thereafter in the month, Rs. 90 per transaction. |
Cash Transaction Withdrawal |
Cash withdrawal: Nil for first transaction for cash withdrawal during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards (Max. withdrawal Limit - Self: Rs 50,000/-per day Third party : Rs. 15,000/-per day) |
Cash Deposit |
Cash Deposit : Nil for first transaction during each calendar month. Rs.5 per Rs.1000 or part thereof, subject to a minimum of Rs.150 for the second transaction onwards |
ATM transaction at own bank |
Unlimited Free of Cost |
Cash withdrawal at ATMs in India |
ATM Interchange (partner Banks) - Rs.20/cash withdrawal (waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000)
ATM Interchange (non-partner Banks) - Rs.60/cash withdrawal waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000)
*ATM Interchange charges for non-registered customers will be reversed in the beginning of the next quarter subject to minimum QAB of Rs.10,000 in savings account (applicable only till December 31, 2007) |
Debit Card Fees |
Debit Card Fees for first Account Holder - Rs.99 p.a.
Debit Card Fees for joint Account Holder - Rs.99 p.a. |
Debit Card Cash withdrawal limit |
Rs 25 |
Debit Card spending limit |
Rs 25 |
Balance inquiry at Other banks |
ATM Interchange (partner Banks) - Rs.10/balance enquiry. (waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000)
ATM Interchange (non-partner Banks) - Rs.25/balance enquiry. (waiver of charges * subject to Registration to Freedom Savings Account and Minimum quarterly average balance of Rs. 10,000)
*ATM Interchange charges for non-registered customers will be reversed in the beginning of the next quarter subject to minimum QAB of Rs.10,000 in savings account (applicable only till December 31, 2007) |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Rs.50 per D.D. up to Rs.10,000;Rs.3 per thousand rupees or part thereof for DD of more than Rs.10,000, subject to a minimum of Rs.75 and maximum of Rs. 15,000 |
Statement/Duplicate Account Statement |
Free Quarterly Statement
Free monthly e-mail statement on request
Physical monthly statement (By Post / Courier) @ Rs. 200 per annum |
Cheque Books |
Nil for 30 payable-at-par cheque leaves in a quarter;
Rs. 30 for every additional cheque book of 15 leaves |
Chargeable Cash Transaction at Base Branch |
Nil for first three transactions in a quarter. Rs. 60 per transaction thereafter |
Outstation cheque collection |
Outstation cheque collection –through ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument
Outstation cheque collection –through non ICICI bank branch locations Upto Rs. 5,000 – Rs. 25 per instrument.
Rs. 5,001 to Rs. 10,000 – Rs. 50 per instrument.
Rs. 10,001 to Rs. 1 lakh – Rs 100 per instrument.
Above Rs. 1 lakh - Rs. 200 per instrument |