| Charges for non maintenance of minimum quarterly average balance |
Tier A - Between Rs 5,000 and Rs 2,500 (Tier A): Rs 250 per quarter. Less than Rs 2,500 (Tier A): Rs 703 per quarter.
Tier B - Between Rs 2,500 and Rs 1000 (Tier B):Rs 250 per quarter. Less than Rs 1000 (Tier B): Rs 507 per quarter. |
| Overdraft interest |
Unarranged overdraft
Per occasion: Rs 102
Interest: 19.75 |
| Cash Transaction Withdrawal |
Any branch cash withdrawal:
Upto 50,000 per day-Free
Above 50,000 - Rs 2.90 per thousand (Min. Rs 25) |
| Cash Deposit |
Any branch cash deposit:
Upto 50,000 per day-Free
Above 50,000 - Rs 2.90 per thousand (Min. Rs 25) |
| Cash withdrawal at ATMs in India |
Transaction on other banks ATM : Free |
| Cash withdrawal at ATMs in outside India |
Transactions on other banks ATM : Rs 140 |
| Debit Card Fees |
Rs 99 |
| Balance inquiry at own bank |
Free |
| Balance inquiry at Other banks |
Rs 30 |
| ATM cash withdrawl limit |
Can withdraw Rs 25,000 everyday at any of the IDBI ATMs in India |
| Replacement of Debit Card |
Replacement of damaged card : No charges
Replacement of lost / stolen card : Rs 115 |
| Add-on debit card |
One add-on card per account : Free for first year
Additional add-on card per account : Rs 99 |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Upto Rs 25,000 : Rs 62
Above Rs 25,000 upto Rs 1 lac : Rs 2.50 per thousand
Above Rs 1 lac : Rs 2.00 per thousand (Min Rs 250 & Max. Rs 5,000) |
| DD drawn on correspondent location/other bank |
Upto Rs 10,000 : Rs 80
Above Rs 10,000 upto Rs 1 lac : Rs 3.00 per thousand + Rs 60.
(Min. Rs 90 & Max. Rs 340)
Above Rs 1 lac : Rs 2.20 per thousand + Rs 60
(Min. Rs 300 & Max. 7,850) |
| Statement/Duplicate Account Statement |
Quarterly- Free
Monthly - Rs535 per annum
Duplicate statement
Less than 1 year : Rs 75.
More than 1 year : Rs 100. |
| Pass Book |
Duplicate : Rs 100. |
| Chargeable Cash Transaction at Base Branch |
Tier A/B
Free Limit - 12 transactions free per quarter
Charge above limit - Rs 53 |
| Chargeable Cash Transactions at base Bank ATMs |
Tier A/B
Free Limit - 12 transactions free per quarter
Charge above limit - Rs 53 |
| Cheque book/Reorder of Cheque book |
Old records/copies of paid cheque
Upto 1 year : Rs 27
Above 1 year : Rs 53 |
| Return of Cheque |
Local cheque : Rs 53
Outstation cheque : Rs 102. |
| Stop Payment for individual cheque or a range of cheques |
Per cheque : Rs 53
Range of cheques : Rs 102 |
| Closure of Account |
Within 6 months of opening : Rs 102
After 6 months : Nil |
| Interest Certificate |
Current year : Free
Previous year : Rs 250 |
| Balance Certificate |
Current year : Free
Previous year : Rs 250 |
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