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Credit Cards   Auto Loans   Home Loans   Personal Loan         Fixed Deposits   Savings Accounts   Education Loans   Auto Insurance     SAVING ACCOUNT DETAIL Savings Bank Silver 1 Highlights Bank Indian Overseas Bank Category Privileged Account Minimum AQB (Average Quarterly Balance) The account can be opened with zero balance but in order to avail the special facilities which are available with this account the minimum balance during the last three months in the account should not be less than Rs. 5,000. Interest Rate 4% Card Offered ATM cum Debit Card Main Features ATM card will be issued to the account holder on the very first day, ATM usage at any bank will not attract any extra charges. No extra charges are applicable on the usage of International Debit Card issued with the account. Other facilities like internet banking , SMS alerts, Online tax payment facility, anywhere banking, PAN/TAN facilitation, utility bill payment are also available with this account. RTGS and NEFT facility is also available with this account and that too free of charges. The account holder will get a personal health cover of Rs. 1 lac and can also avail facility of family health insurance. Overdraft facility is also available with this account.  Fees & charges   Fees & charges Overdraft interest In case of salary earners, the upper limit is one month salary of the account holder. ATM transaction at own bank Free Cash withdrawal at ATMs in India Free at all the banks. Closure of Account Rs. 75 Interest Certificate Duplicate - In rural branches - Rs. 25 In non-rural branches - Rs.50 Balance Certificate Duplicate - In rural branches - Rs. 25 In non-rural branches - Rs.50  Services & Features   Services & Features Overdraft Facility Yes Reward Points No Internet Banking Yes Phone Banking No Mobile Banking No SMS Alerts Yes  Eligibility Criteria   Eligibility Criteria All individuals including those employed in reputed companies, among Software, Public /Private sector, Govt. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Amanath Co-operative Bank Ltd. Andhra Bank Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Bombay Mercantile Co-operative Bank Limited Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Dombivli Nagari Sahakari Bank Ltd. Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Janakalyan Sahakari Bank Ltd Karnataka bank Karur Vysya Bank Kotak Mahindra Bank NKGSB CO-OP Bank LTD. Nutan Nagarik Sahakari Bank Limited Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Rajkot Nagarik Sahakari Bank Ltd. Repco Bank Royal Bank of Scotland Rupee Co-op. Bank Ltd. South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Ltd The Greater Bombay Co-operative Bank Ltd The Haryana State Cooperative Apex Bank Ltd THE HP State Co-operative Bank Ltd. The Karad Urban CO-OP Bank Ltd The Lakshmi Vilas Bank Limited The Ratnakar Bank Ltd. The Saraswat Coop Bank Ltd The Surat People’s Cooperative bank The Thane Janata Sahakari Bank Ltd UCO bank Union Bank of India United Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   EDITORS' PICKS Gift Cards - perfect gifts for all occasions! Kisan Credit Card: Allowing easy credit... Get rid of your home loan faster Home loans: a route to home sweet home Claim tax deduction on education loan

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