| Charges for non maintenance of minimum quarterly average balance |
Rs.20/- p.m. + applicable service taxes |
| Cash Transaction |
At non-base branches: Free up to Rs. 75,000/- p.m. Thereafter, Re. 1/- per Rs. 1,000/- plus applicable ST. Even third parties can remit cash. |
| Cash Transaction Withdrawal |
Cash withdrawal at non-base branches: Only for self cheques upto Rs. 25,000/- per day |
| ATM transaction at own bank |
Free use KVB ATMs and 5 transactions free in the ATMs under VISA and NFS cluster |
| Cash withdrawal at ATMs in outside India |
International
Rs.125/- Fin. Txn + applicable service taxes
Rs. 25/- Non. Fin Txn + applicable service taxes |
| Debit Card Fees |
Visa Debit card. Free on issue with one add-on card. Thereafter Rs. 75/- per card plus applicable ST from the end of the first year onwards towards Annual Maintenance Charges |
| Debit card renewal charges |
Free & in case there is no operations preceding 3 years Rs.100/- + applicable service taxes will be charged |
| Replacement of Debit Card |
Rs.250/- + applicable service taxes |
| Add-on debit card |
Rs. 100/- + applicable service taxes |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Free up to Rs. 25,000/- p.m. Thereafter Rs. 2/- per Rs. 1,000/- plus applicable ST |
| DD cancellation/Revalidation |
Rs.50/- per instrument + applicable service taxes |
| Cheque Books |
Cheque book with 100 leaves free p.a.
(Delete –Thereafter,) Rs. 2/- per instrument plus applicable ST for more than 100 cheque book leaves per year.
ISSUANCE OF MICR / NON MICR CHEQUE BOOKS:
Free, if balance is Rs.10000/- and above, if less than Rs.10000/- - 40 leaves free per annum beyond 40 leaves p.a. Rs.2/- per leaf + applicable service taxes |
| Outstation cheque collection |
50 % of commission to be charged as per RBI Guidelines + other bank charges if any + applicable service taxes
Clearing outward – Rs. 25/- (excepting for SB Accounts) (inclusive of all MCC accounts) + applicable service taxes |
| Return of Cheque |
Local Cheque (of our Bank) - Rs.15/- + applicable service taxes
Clearing Inward - One day interest @ PLR with a min. of Rs.150/- and Maximum of Rs.7500/- (inclusive of all MCC accounts) + applicable service taxes |
| Stop Payment for individual cheque or a range of cheques |
Rs.50/- + applicable service taxes for others Rs.70/- + applicable service taxes For series of Instruments for SB Rs.100/- and for others Rs.200/- + applicable service taxes |
| Closure of Account |
Rs.30/- + applicable service taxes |