Charges for non maintenance of minimum quarterly average balance |
With Cheque facility
Rs.1,200
Without Cheque facility
NA |
Overdraft interest |
Temporary Overdraft Charges (TOD) Rs 250 |
Cash Transaction |
Transaction Charge for Partner banks Free
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank) Domestic - Free, International - Free |
Debit Card Fees |
Membership fee Free
Annual Fee Free for Life |
ATM cash withdrawl limit |
Free |
Debit card renewal charges |
Renewal Charges(issue of new plastic after the expiry of the original plastic) Free |
Replacement of Debit Card |
Damaged Card: Free Lost Card: Rs.100 |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Free upto Rs 30 lakhs per annum Rs 2.50 per 1,000 (Min.Rs.50 & Max.Rs.5,000) above the free limit#
Note: The per annum free amount is an overall limit for both DDs & BCs on branch & non-branch locations
DD-Duplicate DD Cancellation Chgs + DD Issuance charges |
DD cancellation/Revalidation |
DD-Cancellation - Rs 100
DD-Revalidation - Revalidation is not done, fresh DD is issued subject to issuance charges |
Statement/Duplicate Account Statement |
Issue of Duplicate Statement
Branch/Phone Banking: Rs.100 for 90 days
ATM/Internet: Rs.50
Frequency of Account Statement Monthly
Issue of Account Statement on adhoc basis - Branch Banking: Rs 100 for 90 days ATM Rs. 50 for 90 days; Weekly Statement: 300 per qaurter; Daily Statement: Rs 1500 per quarter |
Cheque Books |
Issue of loose cheque leaves - NA |
Pass Book |
Issue of duplicate pass book - Rs 250 |
Outstation cheque collection |
Outstation through own bank Free
Outstation through another bank - Correspondent bank charges |
Return of Cheque |
Bouncing of cheques- Local Deposited & Returned - Rs.300 Issued & Returned - Rs.300
Bouncing of cheques- outstation- through own bank Rs.300
Bouncing of cheques- outstation- through another bank Rs.300 |
Stop Payment for individual cheque or a range of cheques |
Rs 100 |
Closure of Account |
Rs 1,200 if closed within 6 months. Else no charges |
Interest Certificate |
Current Year: Free Previous Year: Rs.100 |
Balance Certificate |
Current Year: Free Previous Year: Rs.100 |