Charges for non maintenance of minimum quarterly average balance |
Accounts with Cheque facility
Rs.25
Accounts without Cheque facility
NA |
Overdraft interest |
Rs 250 |
Cash Transaction Withdrawal |
Cash withdrawal at Kotak Bank ATMs - Free
Transaction Charge for Partner banks -Rs.25
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank) |
Cash withdrawal at ATMs in India |
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank) - Rs.25 |
Cash withdrawal at ATMs in outside India |
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank) - Rs.90 |
Debit Card Fees |
Membership fee - Rs.100
Annual Fee - Rs.100p.a. |
Balance inquiry at Other banks |
Transaction Charge for Partner banks -Rs.15
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank) -
Domestic - Rs.15
International - Rs.15 |
Debit card renewal charges |
Renewal Charges(issue of new plastic after the expiry of the original plastic) - Rs.100 |
Replacement of Debit Card |
Damaged Card: Free
Lost Card: Rs.100 |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Rs.2.50 per 1,000 (Min.Rs.50 & Max.Rs.5,000)
DD-Duplicate - DD Cancellation Chgs + DD Issuance charges
Through other bank:
Rs.2.50 per 1,000 (Min.Rs.50 & Max.Rs.5,000)
DD-Duplicate - DD Cancellation Chgs + DD Issuance charges |
DD cancellation/Revalidation |
DD-Cancellation - Rs.100
DD-Revalidation - Rs.100
Through other bank:
DD-Cancellation - Rs.100
DD-Revalidation - Revalidation is not done, fresh DD is issued subject to issuance charges |
Statement/Duplicate Account Statement |
Issue of Duplicate Statement - Branch/Phone Banking: Rs.100 for 90 days ATM/Internet: Rs.50
Frequency of Account Statement - Monthly
Issue of Account Statement on adhoc basis:
Branch Banking: Rs. 100 for 90 days ATM Rs. 50 for 90 days; Weekly Statement: 300 per qaurter; Daily Statement: Rs. 1500 per quarter |
Cheque Books |
Issue of loose cheque leaves - NA |
Pass Book |
Issue of duplicate pass book - Rs.250 |
Outstation cheque collection |
Outstation through own bank - Rs 2.50 per 1,000 (Min Rs. 50; Max Rs. 5,000)
Outstation through another bank - Rs 2.50 per 1,000 (Min Rs. 50; Max Rs. 5,000) |
Return of Cheque |
Bouncing of cheques- Local - Deposited & Returned - Rs.50 Issued & Returned - Rs.50
Bouncing of cheques- outstation- through own bank - Rs.100 + Courier Charges + Correspondent Bank Charges |
Stop Payment for individual cheque or a range of cheques |
Rs.100 |
Closure of Account |
Rs.100/- if closed within 6 months. Else no charges |
Interest Certificate |
Current Year: Free
Previous Year: Rs.100 |
Balance Certificate |
Current Year: Free
Previous Year: Rs.100 |