Charges for non maintenance of minimum quarterly average balance |
With Cheque facility
Rs 750
without Cheque facility
NA |
Overdraft interest |
Rs 250 |
Cash Transaction |
Transaction Charge for Partner banks - Free |
Cash Transaction Withdrawal |
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank) - Rs.90 |
ATM transaction at own bank |
Free |
Debit Card Fees |
Membership fee - Free
Annual Fee - Free for 1st year Rs.100 for subsequent years |
Balance inquiry at Other banks |
Transaction Charge for Non-Partner banks (International Transactions - additional input from the Bank)
Domestic - Rs.15
International - Rs.15 |
Debit card renewal charges |
Renewal Charges(issue of new plastic after the expiry of the original plastic) - Free |
Replacement of Debit Card |
Damaged Card: Free
Lost Card: Rs.100 |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Rs.2.50 per 1,000 (Min.Rs.50 & Max.Rs.5,000
DD-Duplicate:
DD Cancellation Chgs + DD Issuance charges
Through other bank:
DD-Duplicate -DD Cancellation Chgs + DD Issuance charges |
DD cancellation/Revalidation |
DD-Cancellation - Rs 100
DD-Revalidation - Revalidation is not done, fresh DD is issued subject to issuance charges
Through other bank:
DD-Cancellation - Rs.100
DD-Revalidation - Revalidation is not done, fresh DD is issued subject to issuance charges |
DD drawn on correspondent location/other bank |
Rs.2.50 per 1,000 (Min.Rs.50 & Max.Rs.5,000) |
Statement/Duplicate Account Statement |
Issue of Duplicate Statement:
Branch/Phone Banking: Rs.100 for 90 days ATM/Internet: Rs.50
Frequency of Account Statement Monthly
Issue of Account Statement on adhoc basis:
Branch Banking: Rs. 100 for 90 days ATM Rs. 50 for 90 days; Weekly Statement: 300 per qaurter; Daily Statement: Rs. 1500 per quarter |
Cheque Books |
Issue of loose cheque leaves NA |
Pass Book |
Free |
Outstation cheque collection |
Outstation through own bank - Free
Outstation through another bank - Rs 2.50 per 1,000 (Min Rs. 50; Max Rs. 5,000) |
Return of Cheque |
Bouncing of cheques- Local:
Deposited & Returned - Rs.300, Issued & Returned - Rs.300
Bouncing of cheques- outstation- through own bank - Rs.300
Bouncing of cheques- outstation- through another bank - Rs.300 |
Stop Payment for individual cheque or a range of cheques |
Rs.100 |
Closure of Account |
Rs 600 if closed within 6 months. Else no charges |
Interest Certificate |
Current Year: Free
Previous Year: Rs 100 |
Balance Certificate |
Current Year: Free
Previous Year: Rs.100 |