Charges for non maintenance of minimum quarterly average balance |
Accounts with Cheque facility
Rs 750
Accounts without Cheque facility
NA |
Overdraft interest |
Rs 250 |
Cash Transaction |
Transaction Charge for Partner banks Free |
Cash Transaction Withdrawal |
Cash withdrawal at Kotak Bank ATMs Free |
Cash withdrawal at ATMs in India |
Cash Withdrawal - 17.80 / txn. |
Cash withdrawal at ATMs in outside India |
Rs 110 |
Debit Card Fees |
Classic Debit Card - Issuance Charge 100
Gold Debit Card - Issuance Charge - 500
Platinum Debit Card - Issuance Charge - 750 |
Balance inquiry at Other banks |
Balance Enquiry at International ATM - 15
Balance Enquiry in India - 8.50 / txn |
Debit card renewal charges |
Classic Debit Card - Primary - 100
Gold Debit Card - Primary - 500
Platinum Debit Card - Primary - 750 |
Replacement of Debit Card |
Damaged Card: Free Lost Card: Rs.200 |
Add-on debit card |
Classic Debit Card - Primary - 250
Gold Debit Card - Primary - 500
Platinum Debit Card - Primary - 750 |
DD cancellation/Revalidation |
DD-Cancellation - Rs.100
DD-Revalidation - Rs.100
Facilities through other bank:
DD-Cancellation - Rs.100
DD-Revalidation - Revalidation is not done, fresh DD is issued subject to issuance charges |
Statement/Duplicate Account Statement |
Rs 100 |
Cheque Books |
Free |
Pass Book |
Issue of duplicate pass book - Rs.250 |
Outstation cheque collection |
At own branch
Cheques drawn on Non-Speed Clearing Locations :
Instrument value upto. 500 - Free; >500 to
5,000 – 20; >5,000 to 10,000 – 35; >10,000 to - 1,00,000 - 85; >1,00,000 – Free
Cheques drawn on Speed Clearing Branches
:
(Irrespective of any value) : Free
At other branches
Cheques drawn on Non-Speed Clearing Locations :
Instrument value upto. 500 - Free; >500 to 5,000 – 20; >5,000 to 10,000 – 35; >10,000 to
1,00,000 - 85; >1,00,000 – Free
Cheques drawn on Speed Clearing Branches
:
(Irrespective of any value) : Free |
Return of Cheque |
350 for first return in a month
thereafter 750 for each additional
return in the same month |
Stop Payment for individual cheque or a range of cheques |
Rs.100/free over net banking |
Interest Certificate |
Current Year: Free
Previous Year: Rs.100 |
Balance Certificate |
Current Year: Free
Previous Year: Rs.100 |