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SAVING ACCOUNT DETAIL aaSaan Highlights Bank Standard Chartered Bank Category Privileged Account Minimum AQB (Average Quarterly Balance) No minimum balance requirement. To open an aaSaan account, you have to initially fund the account with Rs. 10,000 (Rs. Ten Thousand) Interest Rate 4% Card Offered ATM cum Debit Card ATM Cards Replacement of Pin Rs 50 Lost card re-issuance Rs 100 Main Features No Minimum Balance requirement. Free unlimited access to any SCB branch across the country for Customer-in-person. Unlimited Free access to Standard Chartered Bank ATM's. Upto 4 free cash withdrawal transactions per month at other domestic VISA ATMs. Nominal quarterly fee of Rs. 100 (reversed if the Average Balance in the quarter is Rs 10,000 or more).  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Quarterly fee1 Rs 100 1Charged upfront and credited back to the account at the end of each quarter if AQB of Rs. 10,000/- or more is maintained in the account in the quarter Cash Transaction Withdrawal Manual cash withdrawal At designated VISA partner bank Rs 100 At designated VISA partner bank branches outside India Rs 150 (Subject to Reserve Bank of India guidelines) Cash Deposit branch transaction charges Free Cash Deposit at non-domicile branches will be Free allowed only for “Customer-in-Person” (CIP) ATM transaction at own bank Free Cash withdrawal at ATMs in India VISA ATMs within India Cash withdrawal First two transactions Free Next two transactions4 Free If Average Quarterly Balance (AQB) of Rs. 10,000 or more is maintained in the account in the quarter Subsequent transactions- Rs 50 Cash withdrawal at ATMs in outside India VISA ATMs outside India Cash withdrawal Rs 140 (Subject to Reserve Bank of India guidelines) Debit Card Fees Regular Debit Card First Year Fees Rs 200 Subsequent Annual Fee per card Rs 200 Smartfill Debit Card - Rs 399/year (available in non-photo, non-picture format only) Gold Debit Card First Year Fees Rs 799 Subsequent Annual Fee per card Rs 799 (available in photo, non-photo format only) Balance inquiry at own bank Rs 20 Balance inquiry at Other banks Rs 20 Replacement of Debit Card Lost card re-issuance5 Rs 200 5Smartfill Debit Card - Rs 399 Gold Debit Card - Rs 799 Issue of DD drawn on base Bank/banks branch by cheque/transfer Draft drawn on any of our branches 0.25% Min. fee Rs 50, Max. fee Rs 1,500 Draft drawn on correspondent bank 0.30% Min. fee Rs 250 Foreign Currency Draft Rs 750 (Draft in EURO - Rs 1,000) DD cancellation/Revalidation Lost / Duplicate Instrument Rs 250 Correspondent bank’s charges additional Statement/Duplicate Account Statement Quarterly Statements Free Monthly Statements2 Available at domicile branch for “Customer-in-Person” (CIP) Free Duplicate Statement Statement upto three months old Rs 100 Statement more than three months old Rs 150 Cheque Books Personalised Cheque Book (Local) Free Multicity Cheque Book (Personalised) Rs 9 Per leaf Pass Book Pass Book3 Free 3Available at domicile branch for “Customer-in-Person” (CIP) Outstation cheque collection Cheque drawn on any of our branches Free Cheque drawn on another bank Our branch locations Rs 50 Speed Collection locations Rs 50 (enquire for list of locations) Other specific locations 0.30% (enquire for list of locations) Min. fee Rs 150 Other Bank’s charges additional Foreign Currency Cheque 0.25% Min. fee Rs 100 • Handling Charges Correspondence with other banks Per instance For local currency cheque collection Rs 50 For foreign currency cheque collection -Rs 100 Other Bank’s charges additional Return of Cheque Cheque issued by customer Rs 300 Plus interest as applicable Cheque deposited by customer Rs 100 Foreign Currency Cheque - Rs 150 Other Bank’s charges additional Stop Payment for individual cheque or a range of cheques Single Cheque Rs 100 Range of Cheques Rs 200 Closure of Account Within 6 months from date of opening Rs 500 Interest Certificate Certificate upto one year old Free Certificate more than one year old Rs 250 Balance Certificate Certificate upto one year old Free Certificate more than one year old Rs 250  Services & Features   Services & Features Overdraft Facility No Reward Points Yes nstead of the usual 1 reward point for every Rs. 100 spent*, you get 2 reward points in the promotion period 1st October to 31st December 2007. To avail the exciting offer, ensure your total purchase in the period is at least Rs 5000. Earn as many as 300 bonus points in the promotion period and redeem the points for cashby simply calling Phonebanking. Rs75 in case of Priority Debit card, Rs. 125 in case of Smartfill Debit card. Bonus points in case of Smartfill redeemable against free fuel voucher. Terms & conditions apply. Internet Banking Yes Available Phone Banking Yes Available Mobile Banking No SMS Alerts No  Eligibility Criteria   Eligibility Criteria Min Age 18 Yrs. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Home Loans: How to reduce your floating rate Things to know before retirement Health rewards credit cards in India: A... 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