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SAVING ACCOUNT DETAIL Savings plus account Highlights Bank State Bank of India Category Privileged Account Minimum AQB (Average Quarterly Balance) Metro/Urban/Semi-Urban Cheque operated account- Rs.1000 Ordinary account - Rs. 500 Rural Cheque operated account- Rs.500 Ordinary account -Rs. 250 Interest Rate 4% Card Offered ATM cum Debit Card Free Main Features Open a Savings Plus Account and set a threshold limit. Any surplus funds in the account exceeding the threshold limit, for a minimum amount of Rs.10,000/- and in multiple of Rs.1000/- in any one instance, are transferred as Term Deposit and earns interest as applicable to Term Deposits. Flexibility to choose the period of deposit from 1 year to 5 years. Flexibility to set any threshold limit of Rs.5,000/- or above. Easy and Wide Accessibility. Transfer of accounts between our wide network of branches without any charge.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance Metro/Urban/Semi-Urban Cheque operated account- Rs.1000 Ordinary account - Rs. 500 Rural Cheque operated account- Rs.500 Ordinary account -Rs. 250 ATM transaction at own bank Free Cash withdrawal at ATMs in India Cash with drawal at ATM of banks under arrangements for Bilateral sharing of ATM network- Rs 25 Transactions at ATM of other bank -Rs 50 Fee charged on using ATM Interchange among partner banks Balance inquiry at own bank Free Balance Inquiry at ATMs of Banks under arrangements for Bilateral Sharing of ATM Network-Rs 12 Balance inquiry at Other banks Balance Inquiry at ATMs of Other Banks (In India) Mastercard/cirrus-Rs 12 ATM cash withdrawl limit ATMs- Rs.25,000/-(per day) Merchant Establishments- Rs.50,000/-(per day) Issue of DD drawn on base Bank/banks branch by cheque/transfer Upto 10000/- Rs. 30/- >Rs10000/- Rs.3.5 per Rs1000 Min.Rs. 50/- Issuance of duplicate demand draft - 50% of the applicable exchange- Min. Rs.110 Statement/Duplicate Account Statement With latest balance Rs.100/- (Rs.100/-per ledger folio (40 entries) for previous entries) additional Cheque Books Free 25 cheque leaves free, in a year Issue of MICR cheque-SB - Rs.3.00 per cheque leaf and 20 leaves free in a year( Other than Multi city cheque Book) Issue of MICR cheque- CA - Rs.3.00 per cheque leaf ( Other than Multi city cheque Book) Issue of non MICR cheque- CA - Rs.3.00 per cheque leaf ( Other than Multi city cheque Book) Issue of non-MICR cheque- SB - Rs.3.00 per cheque leaf and 20 leaves free in a year ( Other than Multi city cheque Book) Pass Book Duplicate pass book - With latest balance Rs.100/- (Rs.100/-per ledger folio (40 entries) for previous entries) additional Outstation cheque collection Rs.150/- + other bank charges if any Return of Cheque Cheques returned unpaid- Local Rs.75/ + other bank charges if any Stop Payment for individual cheque or a range of cheques Rs.110/- per instrument Range of cheques- Rs.220/- Closure of Account Account closure before 12 months (does not include transfer between branches ) - Individuals- Rs.220/- Companies Rs500/- Interest Certificate Rs 50  Services & Features   Services & Features Overdraft Facility No Reward Points No Internet Banking Yes Free Phone Banking Yes Free Mobile Banking No SMS Alerts No  Eligibility Criteria   Eligibility Criteria Min Age 18 Yrs.  Nomination   Nomination Available Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Man caught for committing bank fraud Live in Style - Lifestyle credit cards How far can new banking licenses be banked... Handle your credit card with care Financial planning: a tool to retire...