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Credit Cards   Auto Loans   Home Loans   Personal Loan         Fixed Deposits   Savings Accounts   Education Loans   Auto Insurance     SAVING ACCOUNT DETAIL Savings Banks Account Highlights Bank State Bank of Travancore Category Regular Minimum AQB (Average Quarterly Balance) Rs.1000/- with Cheque Book facility Rs.500/- without Cheque Book facility Rs 100 /- per quarter (Rural) Rs 200/- per quarter(Non rural) CA – Rs 500/- per quarter at all centres (individuals) Others – Rs 1000/- Interest Rate 4% Card Offered ATM cum Debit Card ATM Services Annual Maintenance Fees Rs.50/- (Applicable for all ATM/ Debit cardholders and will be levied at the start of 2nd year) Main Features Best suited for all classes of persons. Running account. Cheques, Drafts, Interest Warrants, Dividend warrants etc.., in Indian rupees and foreign currencies in the personal names of the depositors can be collected and credited to these accounts. Liberal withdrawal facilities. No Income Tax deduction at source on interest. Standing instructions for remittances of insurance premium, rent and similar payments carried out. Minors above 10 years can open and operate the account. Quarterly Average Minimum Balance to be maintained in SB accounts is Rs.1000/- with Cheque Book facility and Rs.500/- without Cheque Book facility  Fees & charges   Fees & charges Overdraft interest Overdraft and Cash Credits Where limit exceeds Rs.25000/- & upto Rs. 2 lacs – Rs. 550 p.a. Limits Above Rs. 2 lacs and upto Rs. 10 lacs - Rs. 825 p.a. Limits Above Rs 10 lacs – Rs. 1650 p.a. Replacement of Debit Card Replacement of Damaged/Misplaced Cards - Rs. 200/- for each case Issue of DD drawn on base Bank/banks branch by cheque/transfer Above Rs 10000/- Rs 2.50 per ‘000 (Min Rs 50/- Max Rs 12500) DD Purchase Outstation Cheque (Inclusive of out of pocket expenses) Interest @ 50 paise % + collection charges + Rs.25. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %. DD cancellation/Revalidation Rs.100/- DD drawn on correspondent location/other bank DD Purchase Outstation Cheque (Inclusive of out of pocket expenses) Interest @ 50 paise % + collection charges + Rs.25. In case of cheques returned unpaid interest at 16% p.a. after adjusting the amount collected @ 50 paise %. Pass Book Duplicate Pass Book/ Statement With latest balance Rs.100/- (Rs.100/-per ledger folio [40 entries]) for previous entries additional Return of Cheque Cheques/ Bills Deposited returned unpaid-outstation. Rs.150/- + other bank charges, if any Cheques/ Bills deposited returned unpaid- Local Rs.75/ + other bank charges, if any Stop Payment for individual cheque or a range of cheques Rs 50/- per instrument upto 3 leaves Range of cheques – Rs 200/- Closure of Account Account Closure before 12 months (does not include transfer between branches) Individuals – Rs 150/- Companies – Rs 500/- Interest Certificate First Free Extra copy Rs.50/- per certificate Balance Certificate Rs 100/-  Services & Features   Services & Features Overdraft Facility Yes Reward Points No Internet Banking Yes Phone Banking No Mobile Banking No SMS Alerts No  Documents   Documents A. Proof of identity (any one of the following with authenticated photograph thereon): i. Passport ii. Voter ID Card iii. PAN Card iv. Govt./Defence ID Card v. ID cards of reputed employers. vi. Driving Licenses. B. Proof of current address (any of the following): i. Credit Card Statement ii. Salary Slip iii. Income/Wealth Tax Assessment Order. iv. Electricity Bill v. Telephone Bill vi. Statement of Bank account vii. Letter from reputed employer viii. Letter from any recognized authority  Nomination   Nomination Available Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Amanath Co-operative Bank Ltd. Andhra Bank Andhra Pradesh Mahesh Co-Op Urban Bank Ltd. AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Bombay Mercantile Co-operative Bank Limited Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Dombivli Nagari Sahakari Bank Ltd. Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Janakalyan Sahakari Bank Ltd Karnataka bank Karur Vysya Bank Kotak Mahindra Bank NKGSB CO-OP Bank LTD. Nutan Nagarik Sahakari Bank Limited Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Rajkot Nagarik Sahakari Bank Ltd. Repco Bank Royal Bank of Scotland Rupee Co-op. Bank Ltd. South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank Tamilnad Mercantile Bank Ltd The Greater Bombay Co-operative Bank Ltd The Haryana State Cooperative Apex Bank Ltd THE HP State Co-operative Bank Ltd. The Karad Urban CO-OP Bank Ltd The Lakshmi Vilas Bank Limited The Ratnakar Bank Ltd. The Saraswat Coop Bank Ltd The Surat People’s Cooperative bank The Thane Janata Sahakari Bank Ltd UCO bank Union Bank of India United Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans Auto Insurance   EDITORS' PICKS Students Credit Cards in India Financial ratios as an aid to financial... How good are floating rate car loans? Electronic fund transfers- making life... Importance of reviewing your credit report

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