Charges for non maintenance of minimum quarterly average balance |
Rs. 900 per quarter |
Cash Transaction |
No Charges |
ATM transaction at own bank |
Free |
Cash withdrawal at ATMs in India |
At own bank - free
At other bank - No charges |
Cash withdrawal at ATMs in outside India |
Cash withdrawal - Rs 120/- per transaction.
Balance Enquiry - Rs 15/- per enquiry. |
Debit Card Fees |
Annual Fees - Rs 99/- p.a. plus taxes
(1st year free) |
Debit Card spending limit |
Rs 25000 |
Balance inquiry at own bank |
Free |
Balance inquiry at Other banks |
Free |
ATM cash withdrawl limit |
Rs 25000 |
Replacement of Debit Card |
Replacement Of A Damaged Debit Card - No charge
Replacement Of A Lost Debit Card - Rs 99/- per card plus taxes. |
Add-on debit card |
Rs 99/- per card plus taxes. |
Issue of DD drawn on base Bank/banks branch by cheque/transfer |
UPTO Rs 1000 - Rs. 20
1001 to Rs 1 lac - Rs 3 per 000 min Rs 30
1 Lac- 10 lac - Rs 2 per 000 min Rs 300
> 10 lac - Rs 2 per 000 min Rs 300 maximum ofRs 15000 |
DD cancellation/Revalidation |
Rs. 50 per DD |
Statement/Duplicate Account Statement |
With Latest Entry, Previous Entries per page(40 entries) - Rs. 50 |
Cheque Books |
Free unlimited |
Pass Book |
With Latest Entry, Previous Entries per page(40 entries) - Rs. 50 |
Outstation cheque collection |
Upto Rs 10,000 - Rs. 50
Rs 10,000 to Rs 1,00,000 - Rs. 100
Rs 100,001 & above - Rs. 150 |
Return of Cheque |
Rs. 100 |
Stop Payment for individual cheque or a range of cheques |
Rs. 25 per cheque |
Closure of Account |
If within 1 year ` 750/- plus charges of unused cheque leaf at ` 5 per leaf. |
Interest Certificate |
first certificate free.Duplicate or additional copies Rs 25 per copy |
Balance Certificate |
first certificate free.Duplicate or additional copies Rs 25 per copy |