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SAVING ACCOUNT DETAIL No Frills Savings Account Highlights Bank Union Bank of India Category No Frills Minimum AQB (Average Quarterly Balance) Rs.25/- in non-CBS branches and in CBS branches average quarterly balance of Rs.25/- Interest Rate 4% Card Offered ATM cum Debit Card One ATM / International debit card will be issued to the account holder Main Features All resident individuals eligible to open a "No frills saving account" subject to the conditions that only one member of the family can open such account in single/joint name/s. Number of free customer induced debit entries will be restricted to 30 per half year including debit entries through ECS/ATM. Entries above 30 will be charged @ Rs.5/- per entry. Total credits in the account should not exceed Rs.100000/- in a year. There is no restriction on entries for deposit of Cash/Cheques in the account. The balance in all the accounts of the accountholders taken together in the bank should not exceed Rs.50,000/-. Note: If at any point of time the balance in the NO FRILL ACCOUNT exceeds Rs.50,000/- or total credits in the account in a year exceed Rs.100,000/-, the account will be treated as normal saving bank account and the facilities attached to "NO FRILLS" will not be available.  Fees & charges   Fees & charges Charges for non maintenance of minimum quarterly average balance No penalty for non-maintenance of prescribed minimum/average quarterly balance. Overdraft interest Clean overdraft upto Rs.500/-once in a year (Conditions apply) Cash Transaction Withdrawal Withdrawal of cash will be available only through ATM wherever online ATM facility is available. At other branches, withdrawals will be through withdrawal slip. Cheque Books No cequebook facility will be available.  Services & Features   Services & Features Overdraft Facility Yes Reward Points No Internet Banking Yes Phone Banking Yes Mobile Banking No SMS Alerts No  Nomination   Nomination Nomination facility is available. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Should interest rate only be considered in... Utilise credit card reward points Admissible deductions under Section 80C Top up loans: toppings on your home loan A chronicle of excesses by loan recovery...