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SAVING ACCOUNT DETAIL Union Super Salary Account Highlights Bank Union Bank of India Category Salary Account Minimum AQB (Average Quarterly Balance) USSA does not have minimum balance stipulation. USSA can be opened with Zero Balance Interest Rate 4% Card Offered ATM cum Debit Card International Debit Card Main Features Comprehensive Welcome Kit, containing International Debit Card, Internet Banking (Union e-Banking) PIN, Phone Banking (Union Dial) PIN and Multicity Cheque Book, is provided to the USSA holder at the time of opening. The Welcome Kit facilitates the USSA holder Any Where/Any Time Banking of his choice. USSA holder can use his Debit Card at over 1000 Union Bank ATMs at various locations in India free of cost. USSA holder can also access around 24000 ATMs in India bearing Cash Tree, SBI and VISA logo, and over 1 million ATMs globally bearing VISA logo. USSA holder can transact through internet (Union e-Banking) from his place of residence/work or anywhere, any time. USSA holder can, by dialling the telephone numbers specified, enjoy the benefits of phone banking (Union Dial). USSA holder can use his multicity cheques for cash withdrawals/ payments at any CBS branch located in all prime centres in India. USSA holder can apply for an overdraft facility to the extent of 90% of the net salary credited in the previous month, which will be considered at the discretion of the Bank. USSA can be opened with Zero Balance. USSA does not have minimum balance stipulation. USSA Opens doors for a wide range of additional financial services, such as Retail Loans (Home, Vehicle, Comfort), Insurance (life/non-life), Mutual Funds, Demat, Online Trading etc., subject to usual terms. USSA is offered to all CBS branches across the country. Union Bank of India reserves it’s right to change/alter/withdraw the terms and conditions of the scheme.  Fees & charges   Fees & charges Overdraft interest Overdraft facility to the extent of 90% of the net salary credited in the previous month, which will be considered at the discretion of the Bank. Cash Transaction USSA holder can use his Debit Card at over 1000 Union Bank ATMs at various locations in India free of cost. Cheque Books Multicity Cheque Book, is provided to the USSA holder at the time of opening. Nominal service charge will be levied for using Multi City Cheque facility for payment made in centres other than the one in which the parent account is maintained.  Services & Features   Services & Features Overdraft Facility Yes Reward Points No Internet Banking Yes Phone Banking Yes Mobile Banking No SMS Alerts No  Eligibility Criteria   Eligibility Criteria * Employees of any Corporate, Institution, Business Organisation, Govt. Dept., etc. with employee strength of minimum 15 and minimum net monthly salary disbursement not less than Rs.1.50 lacs, can open USSA with us. * Net salary of an individual can be below Rs10000/-, but the average monthly salary size of the employees of the Organisation should be Rs10000/- or above. * Minimum 15 employees should open account with us at entry level. Show All Saving Accounts ACCOUNTS BY BANKS ABN AMRO Allahabad Bank Andhra Bank AXIS BANK Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Catholic Syrian Bank Central Bank of India Centurion Bank of Punjab Citi Bank City Union Bank Ltd. Coastal Local Area Bank Ltd Corporation Bank Dena Bank Deutsche Bank Development Credit Bank Ltd. Dhanlaxmi Bank Federal Bank HDFC Bank HSBC Bank ICICI Bank IDBI Bank Indian Bank Indian Overseas Bank IndusInd Bank ING Vysya Bank Jammu & Kashmir Bank Karnataka bank Karur Vysya Bank Kotak Mahindra Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank Repco Bank Royal Bank of Scotland South Indian Bank Standard Chartered Bank State Bank of Bikaner and Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Patiala State Bank of Travancore Syndicate Bank The Lakshmi Vilas Bank Limited The Saraswat Coop Bank Ltd UCO bank Union Bank of India Vijaya Bank YES Bank COMPARE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   CALCULATE QUICKLY  Select a product: Credit Cards Car Loans Home Loans Personal Loan Fixed Deposits Savings Accounts Education Loans   EDITORS' PICKS Fixed Deposits: Safest instrument to invest Evaluate Hidden costs before buying a house Privileged banking: make the customer feel... Property: A good investment option to... Personal loan: Lender of the last resort