Fees & charges
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| Charges for non maintenance of minimum quarterly average balance |
The balance in the account can go below Rs.10/-. The account can continue with even zero balance.
No penalty for non-maintenance of minimum balance. |
| Cash Transaction Withdrawal |
Total withdrawals shall not exceed 36 per financial year |
| Issue of DD drawn on base Bank/banks branch by cheque/transfer |
Individuals / Non-Corporates Rs. 56/- per instrument
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 50/- per instrument |
| DD cancellation/Revalidation |
Cancellation of Drafts:
Individuals / Non-Corporates Rs. 28/‑ per instrument
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/‑ per instrument
Revalidation of Drafts:
Individuals / Non-Corporates Rs. 28/‑ per instrument
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) Rs. 25/‑ per instrument |
| Cheque Books |
Cheque book will not be issued to the account holders. Withdrawal will be only by way of withdrawal slips by presenting the pass book. |
| Closure of Account |
[Except in case of death of depositor, transfer to another branch, transfer for term deposits or for opening another joint account]
Individuals / Non-Corporates Rs. 56/- per account if closed within 12 months; Rs. 28/- per account if closed after 12 months
Special Category People (Pensioners, Senior Citizens[those above 60 yrs of age], and Individuals in rural areas) - accounts of Pensioners, Senior Citizens and V-Saral Accounts are exempted |
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